📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Waiting for Credit Card to arrive?!

Hi

Does anyone know how long credit card applications take to process from start to finish? I applied online for a Bank of Scotland Credit Card on the 22nd April and was accepted. I received paperwork on the 24th, signed that and returned it the same day and I haven’t heard anything since? Am I being impatient to think that this is taking a long time? Only I’m obviously aware that Cards can get intercepted in the post and don’t know if I should start panicking yet?

Thanks!

Comments

  • Natti_A
    Natti_A Posts: 190 Forumite
    My Halifax CC (which had BOS on the letter it was attached to) took about 8 working days to arrive.

    The PIN arrived 5 days before it!
    Credit Card 6.9% - £0/£2800
    Graduate OD 19.9% - [STRIKE]£1000[/STRIKE] Paid off Sept 11 :beer:

    Sealed Pot Challenger #598
    Pay off as much as you can 2012 #69
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Aye, don't panic yet. With the bank holiday and evrything it should probably come next week.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • cally6008
    cally6008 Posts: 7,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    halifax - pin came on tuesday so card should be here monday maybe, can't wait to see what limit they've gave me cos i dont know yet
  • Sloganjerry
    Sloganjerry Posts: 305 Forumite
    Thanks Guys! I'll wait a little while longer and see if it turns up. I haven't received any pin but I have had CCs before where the pin has arrived after the card or even with it - which I know isn't supposed to happen but did?!

    If it hasn't turned up by end of next week I'll give them a ring then.

    Che:beer:ers
  • naijapower
    naijapower Posts: 1,393 Forumite
    Yes. Give them till end of week before chasing. Hopefully no probs. sometimes it can be slow or perhaps we might be impatient cos i have been in same anxious shoes before
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.