We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Waiting for Credit Card to arrive?!

Hi

Does anyone know how long credit card applications take to process from start to finish? I applied online for a Bank of Scotland Credit Card on the 22nd April and was accepted. I received paperwork on the 24th, signed that and returned it the same day and I haven’t heard anything since? Am I being impatient to think that this is taking a long time? Only I’m obviously aware that Cards can get intercepted in the post and don’t know if I should start panicking yet?

Thanks!

Comments

  • Natti_A
    Natti_A Posts: 190 Forumite
    My Halifax CC (which had BOS on the letter it was attached to) took about 8 working days to arrive.

    The PIN arrived 5 days before it!
    Credit Card 6.9% - £0/£2800
    Graduate OD 19.9% - [STRIKE]£1000[/STRIKE] Paid off Sept 11 :beer:

    Sealed Pot Challenger #598
    Pay off as much as you can 2012 #69
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Aye, don't panic yet. With the bank holiday and evrything it should probably come next week.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • cally6008
    cally6008 Posts: 7,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    halifax - pin came on tuesday so card should be here monday maybe, can't wait to see what limit they've gave me cos i dont know yet
  • Sloganjerry
    Sloganjerry Posts: 305 Forumite
    Thanks Guys! I'll wait a little while longer and see if it turns up. I haven't received any pin but I have had CCs before where the pin has arrived after the card or even with it - which I know isn't supposed to happen but did?!

    If it hasn't turned up by end of next week I'll give them a ring then.

    Che:beer:ers
  • naijapower
    naijapower Posts: 1,393 Forumite
    Yes. Give them till end of week before chasing. Hopefully no probs. sometimes it can be slow or perhaps we might be impatient cos i have been in same anxious shoes before
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.