We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Best Super Balance Transfer card @ 0%?

markquinton
markquinton Posts: 51 Forumite
in Credit cards
Is there a credit card currently available that will allow me to balance transfer into my current account at 0% for 9 months or so?
Am currently using £1500 of my overdraft (@ 0% for 12 months) but when my salary is paid into the account it won't tip it back into the black and I'm worried that I'll be charged because of this.
Any recommendations are greatly received :)
«1

Comments

  • markquinton
    markquinton Posts: 51 Forumite
    Just had a read of the SBT article, seems the Abbey card will be just fine for what I'm after so sorry for wasting your time if you've read this!
  • Bokken_2
    Bokken_2 Posts: 657 Forumite
    Welcome to MSE and I would have read it anyway.
    Also consider other cards that allow a SBT ,MNBA,A&L,Virgin,MINT,Egg.
    You should be able to get what you want from one of those.
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    We just took out a Lloyds tsb card for 9 months at 0%
    The forest would be very silent if no birds sang except for the birds that sang the best






  • Bokken_2
    Bokken_2 Posts: 657 Forumite
    tesuhoha wrote:
    We just took out a Lloyds tsb card for 9 months at 0%

    Do they allow SBT's ?
  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    ill have to check. theres no bt fee though
    The forest would be very silent if no birds sang except for the birds that sang the best






  • tesuhoha
    tesuhoha Posts: 17,971 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    No Sorry how embarrassing
    The forest would be very silent if no birds sang except for the birds that sang the best






  • Jarlawuk
    Jarlawuk Posts: 555 Forumite
    A&L charge a 2% fee though.
  • NellieA
    NellieA Posts: 74 Forumite
    Ive just got the Lloyds TSB 0% 9 months. No fee if you apply in the branch.
  • markquinton
    markquinton Posts: 51 Forumite
    Thanks for the other suggestions, there's a Lloyds TSB bank a lot nearer to my house than an Abbey so that'll be the one to go for. Have to wonder in Saturday morning and see what they can offer me. Thanks again :)
  • HGLTsuperstar
    HGLTsuperstar Posts: 1,904 Forumite
    Yes the Lloyds TSB is fee-free for BT in 1st 6 weeks, but this isnt what was asked. You cant SBT on Lloyds, so you cant pay into your current account, for this you need Egg, Virgin etc. Best bet is egg money alongside LTSB etc to use as mule. But reports are that LTSB are very tight for non-Lloyds customers so look at other 0% cards aswell, but you still need a mule card
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture