Quick question - signing contracts

worriedfirsttimebuyer

We are due to go into the solicitors to sign our mortgage papers and contract and i need to make the appointment tomorrow. However, my partner and I teach and cannot get any time off. How long would an appt like this take? Half an hour? An hour? Would getting there at 4 not be enough time (think they're open til 5?) Do solicitors open on Saturdays?

silvercar

Ask if you can have an early or late appointment, I'm sure they will find a time to suit.

Could take an hour if there is a lot of paperwork to go through.

distilled

You can do it by post if its a real prob. You don't have to physically be there.

snickersgirl

distilled wrote:

You can do it by post if its a real prob. You don't have to physically be there.

Some Mortgage Deeds have to be signed and witnessed by a Solicitor - it really depends on which Lender you have gone with - check with your Solicitor as if this is not the case then they can send the documents out to you for signature - however one of the reasons solicitors get you into sign is that they can go through all the title and search documentation with you etc.

MortgageBroker_2

In my experience the time it takes depends on how thorough the Solicitor wants to be. Actually signing takes 2 mins. However, they should explain the contract, terms etc properly for you. Half an hour should be fine.

Many Solicitors will post docs out for signtaures now

JennyW_2

on the 3 occasions I've had to sign contracts, it's all been done through the post. There is no need to go to the solicitor's office.

AndrewSmith

A mortgage deed does not necessarily have to be witnessed by a solicitor. I have witnessed many for clients and friends as an FSA registered individual.

If arranging the mortgage via a broker, ask him to witness your signature. If not, get the paperwork sent out to you anyway and only go into the solicitors office for explanations of anything he feels is out of the ordinary, and to physically sign the contracts.

Andy

robwend

mine was witnessed by a mate and all paperwork sent through post last week, a doddle

Heth_2

We went to the solicitors to sign ours, and it took about 30 minutes. As we are first time buyers it was quite helpful for us to go there and the solicitor explained things to us, answered our questions etc...If we were doing it for the second time I'd probably be happy doing it by post though.