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Funding dental treatment???

Jelly1967
Jelly1967 Posts: 1 Newbie
edited 5 May 2009 at 2:58PM in Loans
I am considering dental treatment that is estimated to cost £4000. (I know!!) What is the best method of funding this. I am a single parent, working full-time. No savings. My credit history has always been good, but my ex has debts associated with my current address. The Dental Practice has given me info of the finance co they use, but I have just Googled it and there are some pretty negative comments. I could afford to repay around £150 per month.
Thanks.
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Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Bank loan?
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • Gillianh2
    Gillianh2 Posts: 773 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Can I ask is this for cosemtic dentistry or restorative. In other words is it because you want it or because you need it.
    If it is because you need it, have you thought of taking out a dental payment plan, whilst this might not cover all the cost it will certainly help.
    If the treatment is because you want it then have you got other quotes for this work? That might be worth looking at.

    If you are going ahead perhaps have a chat with your bank or consider an interest free Credit Card.
    :j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j
  • kaisersoze_2
    kaisersoze_2 Posts: 307 Forumite
    My GF's mom got her work done in Budapest, english speaking clinic, recommended hotel and 85% off the cost she was quoted over here.
  • Toothsmith
    Toothsmith Posts: 10,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kaisersoze wrote: »
    My GF's mom got her work done in Budapest, english speaking clinic, recommended hotel and 85% off the cost she was quoted over here.


    Getting worse and worse value every day now!

    Only 15% off now, for dentists of indeterminate qualifications, unknown steralisation protocols (A plasma screen an the waiting room wall doesn't clean the instruments), and a whole different legal system to cope with should anything go wrong.
    How to find a dentist.
    1. Get recommendations from friends/family/neighbours/etc.
    2. Once you have a short-list, VISIT the practices - dont just phone. Go on the pretext of getting a Practice Leaflet.
    3. Assess the helpfulness of the staff and the level of the facilities.
    4. Only book initial appointment when you find a place you are happy with.
  • kaisersoze_2
    kaisersoze_2 Posts: 307 Forumite
    Toothsmith wrote: »
    Getting worse and worse value every day now!

    Only 15% off now, for dentists of indeterminate qualifications, unknown steralisation protocols (A plasma screen an the waiting room wall doesn't clean the instruments), and a whole different legal system to cope with should anything go wrong.

    No 85% off (read the post) the clinic is run by dentists from this country. Why do you say they dont clean their instruments and whats the plasma screen stuff all about, just because its cheaper doesnt mean worse.
  • miamoo
    miamoo Posts: 1,694 Forumite
    Some people (me) could never in a million years afford a dentist in this country. I am considering going abroad to get treatment.
    The last dentist I saw in this country (NHS) was foreign, she had just come over and could hardly speak English.
    I had no choice but to see her as she was the only NHS dentist taking on new patients.
    She wrecked my front teeth, I had a few light stains on them and she scrapped them to remove the stain. She scrapped them that hard she took small chips out of my teeth! But at least the stains are gone she said!!
    She doesn't work as a dentist anymore, but thats not the point really, there are bad dentists in this country at least abroad I could choose my own dentist.
    (sorry OP thats abit off topic)
    £100 - £10,000
  • Toothsmith
    Toothsmith Posts: 10,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 6 May 2009 at 9:20AM
    kaisersoze wrote: »
    No 85% off (read the post) the clinic is run by dentists from this country. Why do you say they dont clean their instruments and whats the plasma screen stuff all about, just because its cheaper doesnt mean worse.


    I think it would there. I would be interested to see the quote that this is 85% cheaper than.
    How to find a dentist.
    1. Get recommendations from friends/family/neighbours/etc.
    2. Once you have a short-list, VISIT the practices - dont just phone. Go on the pretext of getting a Practice Leaflet.
    3. Assess the helpfulness of the staff and the level of the facilities.
    4. Only book initial appointment when you find a place you are happy with.
  • Toothsmith
    Toothsmith Posts: 10,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    miamoo wrote: »
    Some people (me) could never in a million years afford a dentist in this country. I am considering going abroad to get treatment.
    The last dentist I saw in this country (NHS) was foreign, she had just come over and could hardly speak English.
    I had no choice but to see her as she was the only NHS dentist taking on new patients.
    She wrecked my front teeth, I had a few light stains on them and she scrapped them to remove the stain. She scrapped them that hard she took small chips out of my teeth! But at least the stains are gone she said!!
    She doesn't work as a dentist anymore, but thats not the point really, there are bad dentists in this country at least abroad I could choose my own dentist.
    (sorry OP thats abit off topic)

    So this experience with a foreign dentist has made you feel that the way to get good treatment is to go to a country that probably qualified her, and where she'd be perfectly able to practice - despite being not allowed to any more in this country??

    :rolleyes:
    How to find a dentist.
    1. Get recommendations from friends/family/neighbours/etc.
    2. Once you have a short-list, VISIT the practices - dont just phone. Go on the pretext of getting a Practice Leaflet.
    3. Assess the helpfulness of the staff and the level of the facilities.
    4. Only book initial appointment when you find a place you are happy with.
  • melorablack
    melorablack Posts: 1,114 Forumite
    I have been with my dentist since I was little and they take NHS patients.

    Last week I asked if my OH could join and they said yes straight away, he has an appointment with them today.

    I was surpised at this because of all the stuff about not being able to find an NHS dentist, it must just be where I live you can get them lol!
  • Toothsmith
    Toothsmith Posts: 10,096 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NHS dentistry is relatively easy to find these days. The problem can be who you get to see, and what they are willing to do.
    How to find a dentist.
    1. Get recommendations from friends/family/neighbours/etc.
    2. Once you have a short-list, VISIT the practices - dont just phone. Go on the pretext of getting a Practice Leaflet.
    3. Assess the helpfulness of the staff and the level of the facilities.
    4. Only book initial appointment when you find a place you are happy with.
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