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Direct debit only account
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RBS do an Instant Access Savings Account which some customers use as a bills account as it allows direct debits to be set up on it. It does come with a Cashline card, so you can only use it in the cash machines for withdrawals if you need to. It doesn't come with an overdraft facility either for obvious reasons

If you only want yourself on the account, you can just go into your local branch and it should only take 5 minutes to open. Digital banking is also an option aswell - so you can see your account alongside your Royalties which should make transfers easier for you at least
Anything that I do say, is strictly my opinion
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