Advise needed please

wannaberich41

They say thing run in 3's. Why does this always happen to me. In july 2005 i had a car accident which was my fault and wrote my car off, then on 1st dec someone hit me head on (not my fault) and i'm still waiting for my excess back. Then on Saturday i was backing out of my drive i reversed into someones parked car. Only scratched my bumper but put a small dent on the front wing of there car and scratch. My husband said to me as already had 2 accidents see if they would go private rather than through insurers. How much do you think a new wing and spray of the wing will cost? it was a vw Golf S reg. He has taken car 2 places this morning and they are sending quotes out to him in post today.

Feel so low. Help me please.

hartcjhart

should only be about £150

Keith

I wouldn't worry about the other 2 claims as most insurers won't want to know about them now anyway.

wannaberich41

Thanks for your help. I'm a real worrier and do stress about things like that. He has rang to say he has been to 2 places to get quotes, 1 a bmw dealer and the othjer Gladwins but the quotes were posted out last night.
I telephoned a vw dealership and they told me about £450.:eek:

hartcjhart

He is taking the wee going to a bm dealer,and forget vw,
the car is an old golf,

go round a couple of local bodyshops yourself and ask how much,

hartcjhart

a new front wing is apx £30 paint apx£80 labour apx £40

I bet when he comes back with the quotes he suggests you pay cash and he will trouser the difference

which area are you

Hintza

Both quotes sound about right at both ends of the scale. I would expect him to come back seeking around £250 though (which in your position is probably a win) much more than that and you might have to suggest going through insurance.

hartcjhart

if he loves his golf as most owners do def do not pay anymore than £250,say that if it goes through the insurance they WILL write his car off

wannaberich41

its metalic paint , would that make a difference? It was my neighbours sons car, so i doubt he would be pocketing the difference as that would makes things un comfortable for our good neighbours wouldnt it?
Would they write his car off for a small dent? Youve got me well worried now.

wannaberich41

Dont want to say where i am incase he goes on these forums.

wannaberich41

hartcjhart
Do your work in the car industry? Is that how you can give me a rough guide? Thanks for your help.