landlord £12,000 in arrears in mortgage

franklee

mr.broderick wrote: »

Hi frank i read your signature and it came back with this, none the wiser.

Damocles (pronounced [dæməkleɪz]) is a figure featured in a single moral anecdote concerning the Sword of Damocles,[1] which was a late addition to classical Greek culture. The figure belongs properly to legend rather than Greek myth.[2] The anecdote apparently figured in the lost history of Sicily by Timaeus of Tauromenium (c. 356 – 260 BC). The Roman orator Cicero may have read it in Diodorus Siculus. He made use of it in his Tusculan Disputations, V. 61–62,[3] by which means it passed into the European cultural mainstream.

Cheers that's the one :beer:
For renting it's a nickname, so my sig really means search this forum but there weren't enough characters allowed in a sig to say that when I wrote the sig :rotfl:Seems to allow more now so have updated the sig :beer:

tbs624

sunnysea83 wrote: »

I would just like to say that in my area the LHA pay the HB directly to landlord. I had a property i was going to rent out as couldnt sell and a propestive tenant was on HB, my local council contacted me regarding paying of rent etc and i have landlord friends who also receive HB direct.

Thanks for posting up your experience of HB. However, Local Housing Allowance (LHA) is usually paid to the T, except in very specific circumstances. If a T was already on HB they stay under HB and its rules, but if a new claim is made, say after a change in circumstances or if the T moves to another property, then payment will be via LHA & the arrangements for LHA apply.

socrates

sunnysea83 wrote: »

I would just like to say that in my area the LHA pay the HB directly to landlord. I had a property i was going to rent out as couldnt sell and a propestive tenant was on HB, my local council contacted me regarding paying of rent etc and i have landlord friends who also receive HB direct.

The LHA do not pay anything

LHA = Local Housing Allowance.

I think you was trying to say that the Local Authority is paying...

Or perhaps

Local Housing Association who sometimes take properties from LL's and pay them guaranteed rent.

Besides that tbs624 was 100% correct.

Incidentally there are Local Authorities that are more lenient - Brighton being one of them.

The ones I deal with are definitely not !

barnaby-bear

mummyof5 wrote: »

thankyou franklee that was a really helpful post
yes i am now on a periodic tenancy as far as i am aware , i signed a letter sent by the letting agent who introduced us , but as they don't manage the property they refuse to get otherwise involved.
i am putting my share of the rent aside each week but housing benefit have written again to say as they haven't received his new address details they have suspended the benefit until they do.
i think my deposit is protected under the scheme but i don't have the money for another deposit or removal costs as since i started work i am actually financially worse off (don't ask me how that works but i am).
i am at a loss now as to what to do

Hey guys - this lady is out working with 5 kids and doesn't have the resources to move - the philosopical debates probably could go elsewhere. It looks like she'll have to move sharpish - any practical ideas as to how this can be done! Where can she get some help?
CAB?
Local Authority homeless officer?
Does the local authority have a bond scheme (they put up the deposit)?
Christians against poverty?

[Deleted User]

thanks barnaby bear i was getting a bit lost in all the legal jargon there !!
so can anyone translate what this actually means to me?
when i say i'll be back to this later , it is because i am at work - NOT lighting the touchpaper and leaving , as someone suggested !!
i'll be back tomorrow night after college ,
thanks all x

tbs624

barnaby-bear wrote: »

Hey guys - this lady is out working with 5 kids and doesn't have the resources to move - the philosopical debates probably could go elsewhere. It looks like she'll have to move sharpish - any practical ideas as to how this can be done! Where can she get some help?
CAB?
Local Authority homeless officer?
Does the local authority have a bond scheme (they put up the deposit)?
Christians against poverty?

See posts 2, 3, 9, 11...........................

poppysarah wrote: »

Ring shelter or make appt with CAB.

theartfullodger wrote: »

Your daughter obviously opened the letter by mistake or the sheets inside slipped out & she couldn't help noticing the subject/details. A very understandable issue and clearly she wasn't "interfering with the mail".

CaB or Shelter
http://www.citizensadvice.org.uk/
http://england.shelter.org.uk/
may suggest contacting the mortgage company now you know who they are to make it clear to them your situation

theartfullodger wrote: »

..
Contact the CaB or Shelter quick would be my very strong advice.

Best wishes

Lodger

tbs624 wrote: »

. ..........Very specific advice from Shelter is available here - follow the links on that page and they will explain how the council may be able to help ( you would have to stay put until eviction to qualify). You will also obviously need to keep the LHA/HB office fully informed.

Plus Franklee's post no 13............................

SouthCoast

poppysarah wrote: »

Ring shelter or make appt with CAB.

Post #2...........................

franklee

Well seeing as she doesn't have the landlord's address, I'd be tempted to withhold a months rent and use the money for the next deposit. The rent will still be owed and due when the address is supplied but perhaps by then she may have got her current deposit back so can use that to pay the rent. At least that will buy her a bit of flexibility on moving date. If the rent is paid she'd still have to move and be stuck for the cash to do so. Not really ethical but then neither is allowing 12K of arrears without letting the tenant know and the law does say the rent isn't due if the landlord's address isn't supplied.

barnaby-bear

tbs624 wrote: »

See posts 2, 3, 9, 11...........................









Plus Franklee's post no 13............................

OK yes lots of helpful advice but it was getting a bit lost... and I think the OP could do with some detailed advice if anyone has access... discern how the section wotsits are relevant to her situation could be somewhat overwhelming....

barnaby-bear

franklee wrote: »

Well seeing as she doesn't have the landlord's address, I'd be tempted to withhold a months rent and use the money for the next deposit. The rent will still be due when the address is supplied but perhaps by then she may have got her current deposit back so can use that to pay the rent. At least that will buy her a bit of flexibility on moving date. If the rent is paid she'd still have to move and be stuck for the cash to do so. Not really ethical but then neither is allowing 12K of arrears without letting the tenant know and the law does say the rent isn't due if the landlord's address isn't supplied.

I think she's on HB so only paying topup which won't make up a deposit and the HB aren't paying the LL as they have no up to date details....