aqua mastercard

debtdestroyer007

guys, who do aqua mastercard search and what were the starting limits like. do they give instant decisions?

cheers

Innocent_Guy

Experian and the are pretty ok for sub prime

My OH started @ £750

They increase every 3rd or 4th statement aswell.

You with no searches and no adverse WILL get that card 99%

Innocent_Guy

debtdestroyer007 wrote: »

guys, who do aqua mastercard search and what were the starting limits like. do they give instant decisions?

cheers

I don't think you get an instant decsion but you can apply and call there 24hr customer service who will tell you

debtdestroyer007

thanks mate.... as always you are mr know it all

[Deleted User]

I got an instant decision when I applied in 2007 with a starting limit of £350. My limit now stands at £1700. Never missed a payment and always pay off more than minimum.

The_coolcat

They search Experian and Equifax just got my card on saturday starting limit of £1000

Innocent_Guy

The_coolcat wrote: »

They search Experian and Equifax just got my card on saturday starting limit of £1000

They will only search both CRA's if there is something missing on your Experian file for example you are not on ER on Experian but they will do a follow up enquiry on Equifax to verify this. That is just 1 of many possabilitys

Innocent_Guy

Have you applied? What did they say?

The_coolcat

I was on er have be for 20 odd years but had one default which comes of in nov

Innocent_Guy

The_coolcat wrote: »

I was on er have be for 20 odd years but had one default which comes of in nov

Once again the default could have triggerd this. I have applied twice and both times only searches on Experian.

dawnie1972

I've applied for an aqua card yesterday - it said approved in principle then i had to fill out a form and have to wait up to 10 working days. I'm not on the ER. I couldn't apply for Vanquis as don't have landline. I've also tried to get my credit file from Experian but can't get it as there's a problem with my address - i'm not holding out much hope for the card.