how does one get the abbey overdraft facility

Deals_2

at 0%. abbey is currently my bank anyway. thanks for the help in advance.

opinions4u

Deals wrote: »

at 0%. abbey is currently my bank anyway. thanks for the help in advance.

One rings Abbey up and one asks them.

http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237835064821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

One will then be told that it doesn't apply to existing customers and that one can do one.

Milarky

opinions4u wrote: »

One rings Abbey up and one asks them.

http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237835064821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

One will then be told that it doesn't apply to existing customers and that one can do one.

Even if a new customer, however, just clicking 'Apply' under 'O% overdraft' takes you to the same online application as clicking 'Apply' under 'Get Started'. The online application (if it is still the same as the one I completed in December) doesn't ask if you wish to apply for an overdraft at any point. Abbey's overdrafts are approved (or not) quite separately - only after a face-to-face approach by the customer to a branch and they want copies of your existing bank statements. Fair enough - but then they don't actually offer an online overdraft application/approval system - even a 'foot in the door' scheme whereby you print off something and send it to a freepost address with your statements enclosed for a decision. This I consider misleading. No, they are still corralling people into (already stuffed) branches for the simple exercise of photocopying of this material and give you no other way to achieve an overdraft.

Very poor effort and quite frustrating for customers. Largely negates the whole 'online' experience. Other banks display common sense whereas Abbey is stuck doing things in branches - as though it was still a building society with about a fifth as many customers.

Innocent_Guy

I have the option to apply or ammend my overdraft online with shabbey

Deals_2

how that came about !!!! "one must have been reading the papers about her majesty or something"!!!

opinions4u wrote: »

One rings Abbey up and one asks them.

http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237835064821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

One will then be told that it doesn't apply to existing customers and that one can do one.

simax

opinions4u wrote: »

One rings Abbey up and one asks them.

http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237835064821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateW2

One will then be told that it doesn't apply to existing customers and that one can do one.

Love it! :rotfl:

ShelfStacker_3

Ah, Abbey. "More ideas for your money"... pity none of those ideas are any good.

Deals_2

at least £1000 per month - is there any way around this particularly at the moment and considering is my bank?
http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1210609023821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom/Page/WC_ACOM_TemplateG

ShelfStacker wrote: »

Ah, Abbey. "More ideas for your money"... pity none of those ideas are any good.

kaisersoze_2

Deals wrote: »

at least £1000 per month - is there any way around this particularly at the moment and considering is my bank?
http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1210609023821&empr=Abbeycom&leng=en_GB&pagename=Abbeycom/Page/WC_ACOM_TemplateG

As far as i am aware, if you get paid £800 for example, remove £200 from an ATM then pay it back into the account, hence you have paid in £1000 for the month.

I read this regarding an A&L account that required £1000 to be put into the account in a month, not sure if Abbey is different.

naijapower

Abbey is same. They want 1k monthly credit from any source