Travel Insurance for 13 year old.

FH_Brit

Kavanne wrote: »

Can't they just add him for a single trip? I have booked holidays for groups of unrelated people and the insurance company had no problem with us not being family. Why is it different for an annual policy?

I am glad you did not need to claim for a major hospitalisation Kavanne - Iif you do book for groups travelling together you should always let each family obtain their own insurance.

You do not know the medical history of each person travelling, and there are some medical conditions that (no matter how close a friend/relative you may be) people will not want to let you know about. If YOU were to get coverage (either group policy or to arrange individual) they may be a waste of money as the policy would be voided if a PEMC (Pre-Exist Medical Condition) is not disclosed.

davetrousers

Try http://www.travelinsuranceweb.com/

It just let meget a quote for a child. About £8 for 1 week.

Go through Quidco as well for cashback.

Kavanne

FH Brit, I see where you're coming from in the OP's circumstances but we were all adults and my best friends, I knew about their existing/not existing conditions! Maybe you aren't as close to the people you go on holiday with as I am I am aware insurance companies will do anything to get out of policies which is why I am always doubly careful.

cazziej

Thanks for all your helpful replies. I feel reassured that I can get him his own insurance now, thanks for all the pointers.

Best wishes

Carol

dacouch

As I said in an earlier post it would be best in an ideal world if your son has the same Insurer as the family he is going with.

FH Brits advice on having a letter of permission is a good idea on the medical side. I have heard that sometimes immigration like to see a letter of permission (As they worry the child may be abucted etc). The advice I read advise a letter from a parent and a photocopy of the parents passport to give authenticity to the letter.