My new debt free life

saver03

pebblespop wrote: »

how long are you going to new york for?
i am going to la and vegas for 11 nights and am taking £1500.

i hope i have enough now!? not planning on doing much shopping though!

We are going for 7 days and I do plan to do some shopping and I would also love to do a helicopter ride Plus, I would rather take too much than not enough.

I am still doing extra hours at work, pretty much full time, and I am also doing lots of ebaying :A I have also been sorting out my assorted memorabilia and being very harsh with what I am keeping and then ebaying the rest. As I not only have NYC to pay for but I start Drama School in September and don't really want to get a student loan so I am hoping to save up my fees. I don't like the idea of getting back on the slippery road of debt, even if it is for a good reason.

Well, I must go and carry on with my ebaying and clearing out session like a good girl!!

saver03

I am so excited about my impending holiday :j but I am also very tired from doing extra hours at work. I am also doing lots of ebaying so I can make even more money as having savings is a whole new concept :rotfl:

I am a little disappointed in myself as I had been using my Tesco credit card to buy new clothes for the holiday, doing the weekly shop and putting general 'bits' on it.I paid it off in full :A but by the time I got paid the balance was over £500 :mad: so most of my wages went on that :mad: I need to make sure this does not happen again no matter how many clubcard points I will get.

Well I must go and crack on with my ebaying like a good girl!!

saver03

saver03 wrote: »

1. Pay off debt by 27th September 2009
2. Go to New York
3. Get into Drama School
4. Get more than 5 Distinctions on my BTEC
5. Lose some weight
6. Get my time managment organised
7. Clear all ebay boxes
8. Eat more healthily
9. Get fitter

They are all I can think of now but I am sure there is lots more that I need to do.

I was just looking over my New Years resolutions and I am VERY pleased with myself.

1. I am debt free
2. I am going to NYC in 10 days :j
3. I got into The Arden in Manchester
4. I got 6 distinctions in my BTEC :j
5. I have lost a few pounds but really need to do better and I am sure I will put it back on in New York :mad:
6. I will be working on my time management at Uni when I get my assignments
7. Well I had 30 boxes and now I have 7 so have made some good progress
8. I do eat more fruit and veg but need to try harder
9. Must go on exercise bike at home and make a start on this

I am so glad that I have managed to achieve some of my resolutions and I will try harder to do the rest.

But I am just so excited about New York I have not really been thinking about anything else!!! I am sure I will start to think about the practicalities of paying for drama school and other things when I return!

redsquirrel80

saver03 wrote: »

I was just looking over my New Years resolutions and I am VERY pleased with myself.

1. I am debt free
2. I am going to NYC in 10 days :j
3. I got into The Arden in Manchester
4. I got 6 distinctions in my BTEC :j
5. I have lost a few pounds but really need to do better and I am sure I will put it back on in New York :mad:
6. I will be working on my time management at Uni when I get my assignments
7. Well I had 30 boxes and now I have 7 so have made some good progress
8. I do eat more fruit and veg but need to try harder
9. Must go on exercise bike at home and make a start on this

I am so glad that I have managed to achieve some of my resolutions and I will try harder to do the rest.

But I am just so excited about New York I have not really been thinking about anything else!!! I am sure I will start to think about the practicalities of paying for drama school and other things when I return!

Wow that's brilliant - what a lot of achievements, well done you :T

saver03

It has been a good few months since I wrote and I have done so much.

• Went to New York (it was amazing)
• Started at Theatre School
• Splurged at Christmas and now have £525 on Tesco card :mad:

My 1st job now is to pay off the credit card in full and I am going to freeze it and only use in an emergency! Then as I have not taken out any loans I need to be saving for my uni fees next year and we are also going to Switzerland with uni in April so need to save up for that. Then as I got an annual bus pass this year as it was cheapest way to do it I need to save up for that too. So I have a whole load of saving going on!! Unfortunately any extra money I make at work over Christmas will go straight to credit card :mad:

What would really help with all over the above is if my maintenance grant would come through :rotfl:Was meant to be in my bank account in September but I am just hoping they pay me twice in January. I would ring and see when it will be going in but it's an 0845 number!!

So no more silly spending on my credit card and we should be ok