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My new debt free life

13

Comments

  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I think it might be cheaper for you if you did it yourself?

    Like booked the flight direct with the arilines website, and booked the hotel seperate as well

    Ive always done it that way, I got 2 return Virgin flights for £600 whenI went
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Well I am home all day now with nothing to really do so I am going to set myself a list that I must complete. I am also going to start ebaying as well to get rid of my [STRIKE]junk[/STRIKE] treasures and make some extra money for my New York trip.

    Jobs for today:
    Check online banking
    Free scratch card
    Surveys
    Daily clicks
    Update signature
    Write a short dramatic scene
    Log book for performance workshop
    List 5 things on ebay

    I cannot find a trip to New York for cheaper than the one at Expedia. I have looked at airlines websites but the flights for 2 people come to £900 and above :eek: I am not sure whether to leave it last minute and see what I can get :confused:

    On a university front I have applied to Northumbria to do Drama and Scriptwriting so I have to send them a portfolio of writing so I will add those to my daily jobs and hopefully get them done in a few days.

    Well I must go as got lots to do and only 5 hours until I start making dinner so I better not do my greatest skill and procrastinate :rotfl:
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Thought I would update my list as I always find crossing things off makes me more motivated

    Jobs for today:
    [STRIKE]Check online banking
    Free scratch card
    Surveys
    Daily clicks
    Update signature[/STRIKE]
    Write a short dramatic scene
    Log book for performance workshop
    List 5 things on ebay

    It is also psychologically better to know that I am over half way through my list, even if the jobs I have done are only small ones.
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Jobs for today:
    [STRIKE]Check online banking
    Free scratch card
    Surveys
    Daily clicks
    Update signature
    Write a short dramatic scene[/STRIKE]
    Log book for performance workshop
    List 5 things on ebay

    Jobs I need to do
    Write a short dramatic piece of creative wrting
    Write a short piece of creative writing
    List ALL my boxes of ebay goodies
    Log book for performance workshop
    Log book for dance/movement
    Log book for acting
    Log book for movement train piece
    Read An Actor Prepares
    Read The Actor and the Text
    Read The Right to Speak
    Read The Actor Speaks
    Read The Year of The King
    Read Playing Shakespeare

    The larger jobs I will break down into smaller chunks and set them as daily targets to keep me on track. :D
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    Congrats on being debt free :)
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    A query on another thread http://forums.moneysavingexpert.com/showthread.html?t=1739419

    Jobs I need to do
    List ALL my boxes of ebay goodies
    Log book for performance workshop
    Log book for dance/movement
    Log book for acting
    Log book for movement train piece
    Read An Actor Prepares
    Read The Actor and the Text
    Read The Right to Speak
    Read The Actor Speaks
    Read The Year of The King
    Read Playing Shakespeare

    On a good night I got in to the drama school that I had my last audition at so I start there in September :j Plus, it is in Manchester so I can commute and save on living expenses. Then I will still be able to work at least 1 day a week at the cinema.

    I have also booked our trip to New York :j and I am very excited :jJust need to save up for the spending money.

    I am doing more hours at work and have started ebaying again so I can save as much as possible as I want to do it all!!!!!
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    I am SO SO SO excited about going to New York and I am sure the 10 weeks will fly by :j I just need to get seriously saving now if I want to make my £2000 spending money target. I am doing extra hours at work and lots of ebaying so as long as we stick to the budget we should be ok.

    Also, on another good note I got most of my grades from college and I got 5 distinctions and 5 merits :A I am just waiting on the grades for 2 units now, and hopefully they will be disinctions too!

    Well I must dash so I can get some ebaying done like a good girl!!!
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Less than 9 weeks until NYC :jwell it's actually 2 months today, and I am VERY excited but worried that I won't be able to save up the spending money. When my OH gets paid on Friday I will be paying the rest off so it will be just spending money to concentrate on. I am doing lots of extra hours at work and ebaying all my boxes so fingers crossed I will be able to save up the £2000 I would ideally like to take.

    Well I must dash as I want to get some ebaying done before I go to work to do my 6pm-midnight shift. I will have that spending money saved before I know it :p
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    edited 25 June 2009 at 4:01PM
    We will be paying off the balance of our holiday tomorrow which is £1474.69 _pale_ and then we need to concentrate on saving the £2000 spending money that I would lilke to take _pale_ I hope I haven't been too adventurous in thinking that I can save all this!! I really want to do everything in New York and not have to be worrying about money so I do hope £2000 will be enough :confused: I am doing full time at work now and ebaying like a woman possessed and hopefully we will be able to save enough.



    My jobs list for today
    • List 20 items on ebay
    • [STRIKE]Free scratch card[/STRIKE]
    • [STRIKE] Surveys[/STRIKE]
    • [STRIKE]Work out budget for next 5 weeks[/STRIKE]
    • [STRIKE]Pay off tesco credit card [/STRIKE](only use to get points and clear each month)
    Well I better go now and get my ebaying done :A
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • pebblespop
    pebblespop Posts: 1,202 Forumite
    how long are you going to new york for?
    i am going to la and vegas for 11 nights and am taking £1500.

    i hope i have enough now!? not planning on doing much shopping though!
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