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how can I increase my credit limit

I would like to increase the credit limit on my card, would they increase it if I, add my husband as another card holder?

Comments

  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    No. You need to ring and ask them to increase the credit limit. If they decline, then that's that.
  • panda2000 wrote: »
    I would like to increase the credit limit on my card, would they increase it if I, add my husband as another card holder?

    you need to pay on time, pay more than minimum if you can and always stay within your limit.

    plus try and make sure your cards are not maxed out.

    assuming you dont have any adverse or wont have in future, you should have periodic reviews and possible increases.
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Adding an extra cardholder won't make a difference to the limit as the liability is not shared, it's still all just under your name.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
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