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Natwest current plus account; quick Q

I opened a Natwest current plus account as I wanted to open Natwest E-ISA and it was a requirement to have another linked account for excess deposits to ISA.

I do not plan to fund/use the current account but wondering if there is an under use charge that I have missed before I go ahead fully with everything...

Thanks

Comments

  • anna42hmr
    anna42hmr Posts: 2,892 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I opened a Natwest current plus account as I wanted to open Natwest E-ISA and it was a requirement to have another linked account for excess deposits to ISA.

    I do not plan to fund/use the current account but wondering if there is an under use charge that I have missed before I go ahead fully with everything...

    Thanks

    not accoriding to http://www.natwest.com/personal/current-accounts/g1/regular-accounts/current-plus.ashx#tabs=section2

    but to be on the safe side, why dont you transfer in say £5 a month from your current account, and then if you dont want to leave it in, transfer it back?? natwest seem to have faster payments facilities so is quick to do this, just make sure you dont accidently open their advntage gold accounts etc as they have a monthly fee attached to them
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • gemmalouanna
    gemmalouanna Posts: 456 Forumite
    anna42hmr wrote: »
    not accoriding to http://www.natwest.com/personal/current-accounts/g1/regular-accounts/current-plus.ashx#tabs=section2

    but to be on the safe side, why dont you transfer in say £5 a month from your current account, and then if you dont want to leave it in, transfer it back?? natwest seem to have faster payments facilities so is quick to do this, just make sure you dont accidently open their advntage gold accounts etc as they have a monthly fee attached to them

    I just called them and they said there is no under use charge so should be ok - its an account with no fee so should be ok :)
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