Bank holiday weekend "What small dfw things have you done???" thread

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning lovely dfw's, hi to all the regulars:hello::hello::hello:, and welcome on board to any new posters:D.

Yay bank holiday weekend , three days without work:j:j Lots of planning to do this weekend for my new house, will be dipping into savings for some things that we need (and probably some things that we just like!) Gardening aand seedlings to see to and a million other things to sort out, so the weekend should be busy but productive. Lots of things to think about and plan - hence the very early post as my mind is wandering all over the place and not allowing me to sleep. Think an Andan type list is in order to clear my mind:D


Hugs to anyone feeling poorly or down, hope you feel better soon.


Today I will

• check online banking
• move some money from savings for stuff for new house
• storecupboard lunch and tea
• look for good deal on microwave and hoover for new house
• water veggie seedlings and plant more seedlings out in garden
• do something from my 101 in 1001 challenge
• sparkle will be wearing cow socks today for inspiration:D
• use lots of smilies to cheer me up
• recycle something
• one lot of laundry hokey cokey for OH
• little bit of ironing for me
• no cleaning/housework to do all done in week:j
• update blog

Think that's about it for today , have a great day everyone.

my_mess

Wow - I'm first !

Today for me.......
- checked online banking (ok)
- done daily scratchies and clickies
- will make bread in BM
- checked credit card accounts online
- moved a few pounds to savings account
- water seeds something is happening withthem, but very slowly)
- a little tiny bit of ironing
- spend as little as I can on wrapping up ebay and amazon sales to send in post
- walk the fat dog for free exercise
- meals from stores
- frantic housework
- washing on low temps, and hopefully line dry
- find some more things and list on ebay
- try to apy rent online, if no good - send cheque
- pay another council tax payment online (saves a stamp)

That's all I can think of for now....am sure there will be more

Have a great day everybody-peeps
k

Candy0107

Morning all,

Up bright and early

Lots to do today (as always)

Today I have/will:

• breakfast at home
• going monthly food shopping - no treats this month
• checked online banking - kind of ok
• need to do online scratchy
• need to do online surveys
• need to activate survey sites
• will be out in the garden after shopping to plant up veggies
• off to see SIL's new house and have dinner there
• need to check whether I wonthe lottery last night
• need to eat healthly
• checked investment online- its gone down

Think that is about it - I am sure that I will think of something else!

Take care everyone
Candy xxx

noynoy

banking as expected and shifted some around abit
clickies
scratchies ..35p
one survery earned 110 points now almost £5 to withdraw just one more to do
baking 2 birthday cakes today
some knitting making myself a new handbag
reading from libary books loving the dr who quick reads at the mo and they are free!
water vegs
change beds/cot
one load on line already drying
wash up wipe up put away
check freebies
check ravlery for a cute knitting pattern for friends baby due sep plenty of time yet
wash down leather sofa
continue decluttering ..empty out toy box get rid of broken things and freecyle ebay unplayed with stuff
sort out paper work file

a clean house is a clean mind ..but i perfer mine dirty

mogchops

Morning all,

Off to Cornwall today!! :j We are going for a lovely weekend with my dad. Will be fed and watered and have a lovely time!!

Done my usuals this morning - banking, clicks & scratchies, turning off heating/hot water whilst away, arranged for neighbour to water garden & seeds.

Will try & pop in over the weekend & say hello!!

Have a lovely weekend everyone xxx

pixiechick99

Morning all!:hello:
Just enjoying a lie-in with a cuppa and the laptop...must get up soon;)

Sun is shining, I'm not going far today so will get things done at home and enjoy the peace while my girls go stay with their dad til tomorrow evening.

Ok, here's a list......

• Check banking....£51 til my TCs go in on Thurs....ex's money didn't go in, he says he didn't get paid, so means I go short too:mad:
• Scratchcards
• Washing is on already - 40deg quickwash
• washing will go out on the line....hooray:D
• Hoover/dust whole house
• Mop kitchen floor
• Find stuff to ebay - iron/photograph it, list tonight
• ironing....piles and piles:o
• Plant some seeds with DD2...prob a job for Monday
• Plant tubs of flowers
• Cut/strim grass....:mad:hate doing this!
• Meal plan and list....a frugal one if poss;)
• NSD hopefully
• Finish organising NVQ portfolio.....very nearly done...hooray:T
• wash all bedding

That's all I can think of for now - lots of this will carry over I'm sure, but as long as I get it done this weekend that's fine by me! Darn ex and his money - if he gave me what he owed I'd be a very happy bunny.....maybe one day....:rotfl:

Have a lovely day, busy everyone

pixiechick99

mogchops wrote: »

Morning all,

Off to Cornwall today!! :j We are going for a lovely weekend with my dad. Will be fed and watered and have a lovely time!!

Done my usuals this morning - banking, clicks & scratchies, turning off heating/hot water whilst away, arranged for neighbour to water garden & seeds.

Will try & pop in over the weekend & say hello!!

Have a lovely weekend everyone xxx

You sounds lots happier today Mogchops
Hope you have a fantastic weekend - Cornwall in this weather? I'm jealous!!!:rotfl:
Speak to you soon:D

Metranil_Vavin

Morning Morning!!!

I'm up unusually early for a Saturday (although still technically in bed!) - must be because OH is away until tomorrow.

So far today I have:

Fed and watered cats
Made cup of tea
Checked online banking - which is actually looking quite healthy :T. Mind you mortgage hasn't gone out for the month yet so wont get too excited!


Today I plan to varnish our living room door. OH sanded it down last w/e so it's my turn now. Hoping I have some varnish left over in the shed, if not a flying visit to the DIY shop is in order.

Tonight I am visiting my best friend for a catch up and a takeaway, so money will be spent there but it shouldn't be too much.

Enjoy the sunshine people! :j

savingfortravel

This is a really good idea SM.





Woke up too early. Feeling a bit delicate after drinking too much wine last night but don't want to waste the day so here is our plan:

• Check online banking. List what we need to do so our finances are in order for our move.started-done
• Start on ruthlessly decluttering lounge. Throw/Charity Shop/Ebay. Put anything not for immediate use in boxes.-almost done
• Wash bedding/towels/clothes-done
• Buy Daily Express for free telly mag and free Tropicana Smoothie.-done
• Start sorting out plants on patio-what is coming with us/what is not-done
• Food from freezer/storecupboard. Got to start running freezer down.-done
• Start writing a letter to my best friend in Australia.-Very telling that the only thing I didn't do was a 'flow activity', which would have been very beneficial to me.
• Read £4k challenge page.-ongoing

May add to this according to how the day goes. Good luck All.
SFT

urg123

Morning All,

Revision all weekend - I am having some time off tonight and tomorrow to spend time with OH and give me a break. In between I have to do some chores - am getting quite frustrated with the clutter. I can't wait til the exam is over so I can get really stuck in. Lodger has now left - it's nice to know that flat is all mine again and I can walk around in just my knickers (not a good look)!





My list is:

• REVISION - working on it - have got lots to do and was late in getting started. Still got a few hours to go til OH gets here.
• [STRIKE]Run the washing machine to clean it[/STRIKE]
• [STRIKE]Washing HC - 2 loads[/STRIKE]
• Iron 10 items
• [STRIKE]Put away clothes and sort smalls[/STRIKE]
• Washing Up
• Sweep kitchen floor
• Clean bathroom
• Hoover living room, hall and stairs
• Walk for 30 mins to enjoy the lovely sunshine
• [STRIKE]Storecupboard breakfast[/STRIKE]
• [STRIKE]Storecupboard lunch - soup from freezer[/STRIKE] Wasn't hungry as I had a late breakfast so have had snacks instead.
• Storecupboard dinner - HM pizzas
• [STRIKE]Loaf in BM[/STRIKE]

That's enough from me.

urg x x

talliedebtbuster

Good morning all!! At work today on overtime....its not very busy and im planning on a no spend day!

I will...
Get breakie for free using my pret card (registre online and get 2.10 free credit)
Lunch from spag bol i made up
Treats..snacks
Free tea and coffee, water at work

I will also
Do some notes in between calls for assignment
Have got myself 3 extra overtime shifts for the summer...decide whether to get paid or use at toil for studying....
Go to bed asap when get home, starting 4 more early turns tomo

Andan...flat hunting not going well, getting a few knockbacks, prices too much and locations! Im keeping positive, and saving as much as i can in the meantime! Glad things going well for you too. Im planning a spa day myself!!