Are all the insurance companies ok?

wannaberich41

Hi,
im looking to get travel ins because going to the usa. These all vary in price etc. I found what i think is a good one and a middle of the road price on the comparison site confused.com but are the insurance companies on there ok? because there are alot i havent heard of and the one im interested in ive not heard of.
Any advise would be appreciated.
travel insurance company. They are a newly established company who insure over 250,000 travellers per annum throughout the whole world.

Insurefortravel limited is authorised and regulated by the Financial Services Authority registration number 458950.

When arranging your travel insurance with Insurefortravel limited you will find this very easy to do, whether it's a worldwide trip or European sports travel insurance. The Insurefortravel limited website has been carefully designed and constructed to make the booking process simple and to provide you with the information you need at a touch of a button in order to buy the right policy. Insurer: Elect (White Horse) Travel Insurance

wannaberich41

oops put in the wrong place. sorry

dacouch

The Insurer of this policy is in my opinion not a good Insurer, I would recommend selecting a different company

wannaberich41

Thanks
But can you recommend a good one thats not going to cost the earth.
Usa for 10 days.
What about the insurance compnay top dog?

wannaberich41

This isCOMPANYSINGLE-TRIP PRICEANNUAL PRICEMEDICAL
EXPENSESCANCELLATIONBAGGAGEEXCESS
£30.94 £56.32 £5,000,000 £3,000 £2,000 £65 Flexible product, great cover, fantastic claims and medical assistance service</SPAN>
£31.34 £50.00 £3,000,000 £1,000 £0 £100 </SPAN>
£38.76 N/A £2,000,000 £0 £0 £100 </SPAN>
£50 medical excess
£50 cancellation excess
£50 baggage excess


£39.80 £57.20 £10,000,000 £1,250 £500 £50* </SPAN>
£40.25 £59.00 £10,000,000 £5,000 £1,500 £100 </SPAN>
£45.20 £65.20 £10,000,000 £2,000 £1,000 £75 24 hour Emergency Assistance Service included.</SPAN>
£48.89 £74.44 £10,000,000 £5,000 £1,500 £75 Great rates on Travel Insurance on a safe, secure and easy to use website!</SPAN>
£49.65 £97.85 £10,000,000 £5,000 £1,500 £60 Travel Insurance from the AA Team - Here to get you a better deal!</SPAN>
£52.00 £80.65 £10,000,000 £5,000 £1,500 £75 Cheap online Travel Insurance - Buy, print and take away with you today!</SPAN>
Cancellation - £100
Medical - £100
Baggage - £75


£53.22 £47.09 £5,000,000 £2,000 £1,500 £100* Exclusive 10% Discount on our prices - only available through Confused.com</SPAN>
Cancellation - £75
Medical - £75
Baggage - £75


£53.50 £99.99 £10,000,000 £3,000 £1,500 £75* Buy online in 5 easy steps - £10 million medical expenses covered as standard!</SPAN>
£59.14 £113.63 £10,000,000 £5,000 £200 £65 Includes FREE 24hr Home Call protection whilst you're away, with no excess</SPAN>
£75 medical excess
£50 cancellation excess
£50 baggage excess


£60.09 £72.56 £10,000,000 £3,000 £2,000 £75* Cutting out Call Centres saves you time and money - so buy Swiftcover today!</SPAN>
£64.31 £126.68 £5,000,000 £2,000 £1,500 £50 LAST MINUTE COVER? - Self-print your policy documents online with Endsleigh</SPAN>
£73.50 £75.00 £1,000,000 £1,000 £500 £50 It's quick and easy to get great cover from Columbus!</SPAN>
£75-£100 Up to age 75


£82.92 £146.17 £10,000,000 £5,000 £2,500 £50* Comprehensive Cover. Easy Online Application. First Rate Customer Service.</SPAN>
£88.05 £119.00 £10,000,000 £5,000 £1,500 £50 Get a great travel insurance deal, documents emailed to you in minutes.</SPAN>
£89.00 £119.00 £10,000,000 £5,000 £0 £65 MRL Insure-All offers very comprehensive cover</SPAN>
£124.97 £281.53 £15,000,000 £15,000 £2,500 £0 Luxury holiday travel insurance - when only the best will do.</SPAN> what confused.com offer. Who is the best at the middle of the road price?

dacouch

The Top Dog policy is underwritten by Europ Assistance who are pretty good.

I have used City Bond quite a lot who arrange this Policy and they are not to bad.

Bear in mind the Top Dog policy covers cancellation of £1250 per person which is low (If its sufficient for your trip its not a problem). The other issue is they cover baggage of only £500 per person. This is much lower than most other companies. HOWEVER this may not be an issue as your Home Insurance may already cover your baggage if it includes "Personal Possessions Cover" (Cover for personal effects away from the home). If your home has this cover its is better than the cover Travel Insurers offer anyway