Friday 1/05/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning lovely dfw's, hi to ll the regulars, and welcome on board to any new posters.

Woo Hoo it's Friday and almost the (long) weekend again!!!!
Busy day at work today, coffee morning (free bacon butties) lots of admin to do then cooking tea for oldies later.


Hugs to anyone feeling poorly or down, hope you feel better soon.


Today I will

• check online banking - no surprises

• storecupboard lunch
• cooking tea for oldies so eat for free
• try for no spend day
• water veggie seedlings

• do something from my 101 in 1001 challenge
• sparkle
• use lots of smilies to cheer me up
• recycle something
• one lot of laundry hokey cokey for OH
• little bit of ironing for me
• clean one room so no housework to do at weekend

• update blog
• swim and jacuzzi to use gym membership

Think that's about it for today

Essex-girl_2

Morning Sophiesmum & all to follow

The sun is shining & its Friday :j

Today

• Checked online banking
• SC
• I lightspeed survery
• LSD or even NSD
• Line dry washing
• Dinner from stores
• Update ebay spreadsheet
• Write next weeks menu plan & start the shopping list
• Be positive
• Find more things to ebay.

pixiechick99

Good Morning SM and all the rest of you when you arrive:j
Ooooh free bacon butties....can't argue with that;)

Lovely and sunny here today - hooray for Friday and a long weekend:D


Here's my list for today....

• Scratchcards - 2 10p, 50p bonus but no double scratch, meanies:o
• Check banking - DDs all come out:eek: and NO money from the ex:mad::mad::mad:
• Post more ebay parcels
• Dinner from store - HM chicken curry
• Lunch to work
• Go collect last unit of NVQ from tutor and get it in portfolio:T
• washing on line
• read paper online
• hope i hear from UCAS about degree in Sept;)
• MIGHT go with DD2 to buy plants/flowers to pop in tubs this weekend
• Find more stuff to ebay this weekend

I will attempt to be all sparkly today too....feeling very, very weary though, I really need to rest:rolleyes:
Have a lovely day all!

mogchops

Morning all

*yawwwwwwwwwwwwwwwn*

Had a fun night last night watching Copacabana, but am sooooo tired today!! Lucky is day off - got shopping & housework to do, but otherwise quiet day!

- Check online banking
- Clicks & scratchies - 10p & 25p, no bonus again!! Might email them later.
- Shopping with strict list and MOCs
- Finish meal plan before going shopping
- Washing on line or airer depending if rains
- Housework (grrr)

Then get ready for tomorrow as we are going to Cornwall for the weekend to stay with Dad & Stepmum! Really looking forward to it, will be a lovely couple of days. Just what I need I think!!

Have a sparkly day everyone xxxxxxxxxxxx

Pippilongstocking

Morning all

Am *sick* ergh - somekinda wierd thing where my voice box feels infected (?- not a sore throat really but my voice is now very very deep and my voice box area feels red raw!)

Today
[STRIKE]Brother B day so pressies wrapped a giant do-nut cake ordered and he moves into his new flat today (!!woo hoo)[/STRIKE]
[STRIKE]New bit of kit from work still not working grr grr so need to sort that[/STRIKE] almost working
[STRIKE]Um - sunny here so try and get out in it for a bit[/STRIKE]:mad: raining now!:mad:
[STRIKE]Half price lemsips which are disgusting but working[/STRIKE]
Write
[STRIKE]Check bank (its very very very very scary - no pay and lent brother his money for his house - which I hope will all be back soon!)[/STRIKE]
Plants to list on ebay - boot up bum required
[STRIKE]Plants to give into a friend at work (we are swapping )[/STRIKE]

OH snoring up stairs - lol - its exhausting being this far north.

Hugs to you all - enjoy the free bacon butties SM - waves to all

PS missing a few folks aren't we - anyone seen Mrs A for a while??
Goodluck on the final push for naming ceremony for the Piplet.......
Marru - I want to hear you practising!!

Chick2organise

Good morning to you all, wishing you all a good weekend, get better soon, have great days off, and feel productive but chilled!!!

As you can tell i am excited today!! last day of this busy week till the weekend, and i plan to be productive regardless of what the husband says!! he moans cause i like to spend time on the internet.... he doesnt understand bless!! its money making!!!

well today i am working later so i have a few things to do before hand...

• Wrap parcels up from items sold on Ebay
• Post parcels
• Put money into bank account
• hang washing out on line from load did last night
• do load of washing and hang out
• unfortunately i wont be having a NSD today but i will limit!!
• take lunch to work
• check paypal
• check online banking
• must continue my list for the weekend today, will find a little quiet spot at lunch time and focus whilst enjoying my salad!!!

Well well well thats it for me at the min, may jump on here later but for now have a lovely day everyone and keep money saving!!!

:j:rotfl::j

Miss_Piggy_2

Morning everyone

Poorly Fay - hope you are feeling better soon. Keep taking the lemsips (yes, they ARE revolting, can't stand the things myself). Vicks do a throat spray thing which is also good.

Mogchops - enjoy your weekend away you lucky thing!

SM - BAcon butties...making my mouth water!:rotfl:

Busy busy today. OH has bamboozled me into doing a car boot Sunday (Whilst HE stays at home in bed:mad:) so have to sort all my stuff out.

So today:

* Check on-line banking - done:eek:
* Sort stuff out for Car Boot
* Storecupboard lunch and dinner
* Try not to get stressed about step-kids expecting OH to drive halfway round the county this weekend just so they can go out with thier Mum on Sunday.....:mad:(thier weekend to be with us but they want to go home saturday night, even though they only come down tonight. And their Mum can't be ar$$ed to come and get them herself :mad::mad:)
* PRAY that new Noddy DVD arrives today - Piglet runs to the door each time the postman comes:rotfl:
* NSD
* Check for any surveys...just need one more to get enough points for a voucher. Bit thin on the ground lately though.

Thats about it for today!
Have good days all

Miss P
xx

DawnW

Morning everyone :j

It rained quite a bit here overnight, but has come out bright and sunny now. Everything in the garden is suddenly starting to grow, and it is SO nice out there - but I have to work in here

Bank holiday coming up or not, I have loads to do. Today I have / will:

Check online banking and move money around (done)

Seen to animals and plants

Tidied kitchen a bit

HM meals from stores, except supper as DD2 is cooking at her place tonight and invited OH and I :j
She eyed up the plum cake I made last night and suggested I take it along for pudding though :rolleyes:

The scary job application I did a couple of weeks ago has resulted in an invitation to a scary interview. This has lots of parts, assessments etc, including one that has to be done online in advance, so I guess I will do that today and get it out of the way, and start to think about the presentation part.

I also need to write a paper for work, so get on with that.

Sorry to hear that you are poorly Fay, hope you feel better soon. I hate Lemsips too - yuck!

Well, better get on. Have a nice day everyone :hello:

KTjazz

hello everyone!

today I have/will

- work very hard
- eat the take away bought for me by OH (so much for my 'no take aways' new years resolution...)
- check online banking through closed fingers
- try to cough/sneeze quietly so people at work stop pointing at me and saying "She's got the piggy ful!!"

That'll do me for now.
KT. x

angelflower_2

runs in and shouts HELLO everyone!

does anyone else have 3 PAYG internet dongle thingy? Mine in playing up and cant get on internet until after 10pm most nights at the mo. Driving me nuts.

Anyway

- scratch and click - 20p, 25p
- check banking - SO out and rest looks as it should (if a bit barren)
- no playing taxi for dd today (WOO HOO) but she did get my piggy voucher for new look and has bought some new shoes - in the sale so got change!!
- walk doggie - couldnt do at lunch as it was raining and my dog dont do rain LOL
- lunch from stores - but did buy juice and got free cake at work
- print off some debt letters and get up to date with filing

Thats all for now cause must get some work done.

also got accepted for first free trial for tesco home panel, contacted 3 to find out about their shocking capability to provide service (no answer) and have updated my sig a little. will finish tonight if I can get on internet!!

OliveOyl_2

Morning All :jit's a long weekend and I have no commitments, I don't have to be anywhere except in the garden (How Money Saving is that ) And it is SUNNY :j:j:j
But I have a confession - my mystery shop last night was to have a drink at the pub , but we stayed and had a curry too so broke my NSD-run

So today I have/will:

• done scratchies -20p
• Have a mystery shop tonight to buy a Pizza - how cool is that?
• picked up TWO more mystery shops, 0ne is a fabby meal out and the other is at Body Shop :D
• 2p coming from Quidco :rotfl::rotfl::rotfl:
• will do masses of gardening, which is free exercise and should lead to home grown veg
• re-started doing surveys yesterday -I've let that slide just recently but I'm on the home straight so I'm re-enthused with MS.
• Will menu plan for next week and then shop accordingly. :rolleyes:
• will Skype Popeye at regular intervals -Skyping has saved us a FORTUNE :money: (not to mention my sanity and our relationship :rotfl:)
• brought in packed lunch

I'm SO looking forward to the end of the cheapo tea bags I bought. Even the family complained when they were home at Easter, but I can see the bottom of the packet now, despite getting into work early these last couple of weeks Just so I can have a decent cup of tea :rotfl:In the old days I think I'd have thrown them - so I thought "that's a small MS sacrifice I should note" :rotfl:

Have a great day everybody :A