We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

MBNA Charges

Over the course of 13 years i have had a fair few charges from MBNA, mainly late charges and the odd over limit ones.

I have a thread going on the PPI board about reclaiming PPI (self employed and did not know it would not pay out for me), but i also would like to consider trying to get back some charges on the card.

Please could someone answer a few questions for me?

1. What type of charges can you claim back?
2. Over what period of time? (presumably 6 years)
3. In order to find out the total of the charges, do i do an SAR request?

Thanks x
2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
DFW Nerd 612 Proud to be dealing with my debts

Comments

  • oscar52
    oscar52 Posts: 2,272 Forumite
    Assuming this is for your CC.

    Ask them for a list of transactions and charges - this will be a print out of everything on your account ove rthe last six years, for which there is no charge.

    an claim back overlimit, late fee, returned payment fee,

    Dont need a SAR - just as above.
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Thanks Oscar x
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.