MBNA/Virgin Cold Call- Fake?

tiptoptony

I recently paid of a balance in full with virgin. Tonight I got a call from MBNA offering me 0% until Oct. I didnt give any details, but 3 weeks ago I called them before transfer and they only offered me 12%

Is this a scam or do they cold call like this?

maniac886

Your best bet is to give them a ring back and ask them directly. However you must never give your bank details over the phone if any of these companys call you, it is not safe and there is no point taking the risk!

magentadreamer

they do indeed cold call! I too cleared a balance back in November at a couple of weeks later got the we can give you 0.9% for 6 months call -they rang my house twice as I was out and they were told to ring back later.

JoseChungsDoomsday

when i got my virgin card, they tried to ring me everyday for a week to sell me insurance. Once they got hold of me I was very promt in telling them off!

Bagger

I had the same experience. They initially called to offer 0.9% for 6 months. I said I will phone them back the next day. When I did, they said the offer is now 2.9% for 6 months. I said "no". They then said how about 0.9% for 8 months with £35 BT fee. I said "Yes". Actually the person on the phone got it wrong. It worked out at only 5 months. Anyway, they were prepared to give me £14,000. It went straight into my savings pot. Should make about £100 anyway. It is a good idea to play hardball until they offer you a rate you like. I think they do have some discretion.

Bagger