We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
capital one
chungoi
Posts: 45 Forumite
hello all
sent letter 1 to capital 1 for the credit charges nearly 600quid. had letter back saying they are fair and legal. but as a goodwill gesture they offerd me £8. sent them 2nd letter thanks but no thanks. had a letter to day saying they are confident there default sums are both fair and leagel and they are disapponted to here i am considering further action.they sent a second page to sign and send back for the £8.also at the bottom of the letter quote; i look forward to receving your signed settlement form so we can put this behind us and save the FOS valuable time.what should i do next
sent letter 1 to capital 1 for the credit charges nearly 600quid. had letter back saying they are fair and legal. but as a goodwill gesture they offerd me £8. sent them 2nd letter thanks but no thanks. had a letter to day saying they are confident there default sums are both fair and leagel and they are disapponted to here i am considering further action.they sent a second page to sign and send back for the £8.also at the bottom of the letter quote; i look forward to receving your signed settlement form so we can put this behind us and save the FOS valuable time.what should i do next
0
Comments
-
reject and give them 10days to cough up, or going to FoS / court.. Cap1 seem notorious for stalling cases til the last moment.
FoS may be best bet, to show you tried to get sorted by mediation, before going legal route..
also, i beleive (someone else may back this up) each card co gets charged when the FoS get involved, whether they win or lose.. the more people that take them on, they more likely they are to see sense..
(or go under?!)Long time away from MSE, been dealing real life stuff..
Sometimes seen lurking on the compers forum :-)0 -
thank you very much0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards