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Sub Prime Credit Thread Part III

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  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    sutton111 wrote: »
    The DCAs have placed the defaults. They probably changed the names from the 1st party. 'Next' and 'Capital One'.

    I haven't heard from either DCA since Early April.

    I have a feeling the Next one will be easier to remove than the Capital One, one.

    I'm sure you are anyway, but do make sure that everything is sent registered.

    I'd be extremely surprised if either came up with the default notices, but remember DCAs are very devious and may try and palm you off with something they knocked up yesterday and masquerade it as the original.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • christhesparky_2
    christhesparky_2 Posts: 355 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    UNDERGROUND wrote: »
    I'm sure you are anyway, but do make sure that everything is sent registered.

    I'd be extremely surprised if either came up with the default notices, but remember DCAs are very devious and may try and palm you off with something they knocked up yesterday and masquerade it as the original.

    When i have sent CCA requests i never sign them in case you have a dodgy DCA who MIGHT knock one up with a copy of your signature
    Last Cigarette 24/6/09
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    UNDERGROUND wrote: »
    I'm sure you are anyway, but do make sure that everything is sent registered.

    I'd be extremely surprised if either came up with the default notices, but remember DCAs are very devious and may try and palm you off with something they knocked up yesterday and masquerade it as the original.
    Very nasty lot are the DCA's
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    christhesparky wrote: »
    When i have sent CCA requests i never sign them in case you have a dodgy DCA who MIGHT knock one up with a copy of your signature
    You sound like NID LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • christhesparky_2
    christhesparky_2 Posts: 355 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Innocent_Guy wrote: »
    You sound like NID LOL

    bit harsh lol
    Last Cigarette 24/6/09
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    BRB in a few mins
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    Innocent_Guy wrote: »
    Very nasty lot are the DCA's

    I know all too well.... they showed me no mercy when I was in deep !!!!!!.

    If only I knew then what I know now!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    UNDERGROUND wrote: »
    I'm sure you are anyway, but do make sure that everything is sent registered.

    I'd be extremely surprised if either came up with the default notices, but remember DCAs are very devious and may try and palm you off with something they knocked up yesterday and masquerade it as the original.

    I know they're very, very devious. :mad:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    UNDERGROUND wrote: »
    I know all too well.... they showed me no mercy when I was in deep !!!!!!.

    If only I knew then what I know now!


    I hate them and the tactics they use are disgusting. :mad:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    christhesparky wrote: »
    HSBC and A&L were applied for at my previous address where i had been on ER for 5 Yrs

    Ah. Was the CCJ satisfied at that point in time?
This discussion has been closed.
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