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Sub Prime Credit Thread Part III

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  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    They do on the switcher service
    Can't see that on the web page

    http://www.halifax.co.uk/bankaccounts/switchingtous.asp
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Can't see that on the web page

    http://www.halifax.co.uk/bankaccounts/switchingtous.asp

    They deffo do it as I was advised to take my statements to prove what O/D I currently have
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    They deffo do it as I was advised to take my statements to prove what O/D I currently have
    Interesting. Must be a recent thing
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Interesting. Must be a recent thing

    Possibly - I know abbey match O/D when switching
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • CarliJ
    CarliJ Posts: 112 Forumite
    Hiya, got my Aqua card through yesterday, and my credit limit is £1000! i thought i would only get £250!

    But dont worry, i will NOT be maxing it out at all its purely to get back on the ladder and emergencys, i have learnt my lesson!!

    :money:C xx
    To quote my English Teacher:

    Your life is like a path of driven snow, be careful how you tread for every mark will show.....
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    CarliJ wrote: »
    Hiya, got my Aqua card through yesterday, and my credit limit is £1000! i thought i would only get £250!

    But dont worry, i will NOT be maxing it out at all its purely to get back on the ladder and emergencys, i have learnt my lesson!!

    :money:C xx

    Well done!

    What was you CF like?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • CarliJ
    CarliJ Posts: 112 Forumite
    Innocent_Guy wrote: »
    Well done!

    What was you CF like?

    Sorry im being really dense what is CF again? :o
    To quote my English Teacher:

    Your life is like a path of driven snow, be careful how you tread for every mark will show.....
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Innocent_Guy wrote: »
    Cool, I just noticed that I have a Yorkshire bank 3mins from me

    The branch will probably close soon. :rolleyes: They issue Maestro not Visa.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    CarliJ wrote: »
    Sorry im being really dense what is CF again? :o

    Credit file = CF
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jacamo haven't increased my limit this month. I'm in a state of shock.:eek:
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