Sub Prime Credit Thread Part III

TheEffect

I'm confused. I just phoned Barclays and the first person said 'I cannot see your application, I'll pass you through to our application department who might be able to see it'. They passed me through and the woman said she can see the application going through and that I now need to go into a branch and show them 2 forms of ID.

I asked if that means I've been accepted, and she just said they'll give a decision after I've shown the ID.

I didn't think I'd need to show ID as it said when I applied that if I answer the questions, I will not need to show ID. I answered the questions from my credit report correctly.

Anyway, I've got work at 6pm, so might pop into my local branch in a little while.

Rose123

TheEffect wrote: »

I'm confused. I just phoned Barclays and the first person said 'I cannot see your application, I'll pass you through to our application department who might be able to see it'. They passed me through and the woman said she can see the application going through and that I now need to go into a branch and show them 2 forms of ID.

I asked if that means I've been accepted, and she just said they'll give a decision after I've shown the ID.

I didn't think I'd need to show ID as it said when I applied that if I answer the questions, I will not need to show ID. I answered the questions from my credit report correctly.

Anyway, I've got work at 6pm, so might pop into my local branch in a little while.

That sounds crazy!!!!! I never had to do that at all

Once they approved me and sent me the agreement to send back, I received my card and pin!

They only time I needed to show ID was when I needed to withdraw more than £1000 from my account.

How wierd!!!

TheEffect

Rose123 wrote: »

That sounds crazy!!!!! I never had to do that at all

Once they approved me and sent me the agreement to send back, I received my card and pin!

They only time I needed to show ID was when I needed to withdraw more than £1000 from my account.

How wierd!!!

Went into a Barclays branch. Apparently the woman was talking a load of rubbish. The application isn't even on the system yet. The guy in the branch did a credit check though and told me I could have any of the accounts that barclays have, so I just picked the standard account. He opened it there and then and gave me account details. Card and cheque book on way. No overdraft though.

I asked if they are likely to open a second one when they get round to my application. He said if they do, just close it.

seeya23

good evening to all

Rose123

TheEffect wrote: »

Went into a Barclays branch. Apparently the woman was talking a load of rubbish. The application isn't even on the system yet. The guy in the branch did a credit check though and told me I could have any of the accounts that barclays have, so I just picked the standard account. He opened it there and then and gave me account details. Card and cheque book on way. No overdraft though.

I asked if they are likely to open a second one when they get round to my application. He said if they do, just close it.

Good good, glad that yu got it sorted

davethorp

I got 4 sod offs from capital one today :mad::mad:

seeya23

davethorp wrote: »

I got 4 sod offs from capital one today :mad::mad:

when did you apply

davethorp

About a week or so ago. Each time I submitted application it said the website wasn't working. Guess it still went through. Suppose if they searched me 4 times I have grounds to get 3 of them removed. If I could be bothered of course

sutton111

Can everyone check their Jacamo accounts please, my limit has disappeared for some unknown reason. They did my statement yesterday but, there is no limit showing anymore and if i went to buy something it says I have to pay by credit or debit card. I'm a little confused by it all.

seeya23

mine gone 2