Sub Prime Credit Thread Part III

sorbet74

ElkyElky wrote: »

So I tried getting put onto the voters roll and my local council said they cannot register me because it is past the cut-off date for the June elections.

I don't give two hoots about the June elections, I just wanted to register. I was under the impression you can register when it suits.

I think there is some sort of rule regarding registering during campaign periods.

I sent off the forms a few days ago, so i may get the same response you did.

I'm slightly worried I'll be inundated with DCAs from my "bad old days" if I get on the register though. Does this happen, or is having access to the CRAs enough for the DCAs? I notice one DCA checked my EQ a couple of years back for an "unpaid debt".

sorbet74

My first order from Jacamo(with 15% off thanks to myvouchercodes) arrived this morning, a cool pair of skate-trainers.

Still not heard from Vanquis and they still haven't done a search on me.

bigbum_2

ElkyElky wrote: »

So I tried getting put onto the voters roll and my local council said they cannot register me because it is past the cut-off date for the June elections.

I don't give two hoots about the June elections, I just wanted to register. I was under the impression you can register when it suits.

Yeah, just this week i had to call my council about the electoral register and there are cut off points throughout the year. I also checked the info on the council website. They update roughly 2-6 weeks after receiving your form.

bigbum_2

sorbet74 wrote: »

My first order from Jacamo(with 15% off thanks to myvouchercodes) arrived this morning, a cool pair of skate-trainers.

Still not heard from Vanquis and they still haven't done a search on me.

How long have you been waiting, Sorbet? Might be worth giving them a call.

Brian1966

sorbet74 wrote: »

My first order from Jacamo(with 15% off thanks to myvouchercodes) arrived this morning, a cool pair of skate-trainers.

Still not heard from Vanquis and they still haven't done a search on me.

Hope you are pleased with Jacamo...keep using it and watch your limit rocket month on month.
When did you apply for Vanquis? Online or by post?
Reading various other posts it would appear that there is quite a backlog of applications so could take 4 weeks or so.
Mine took 3 weeks exactly.
Good luck with it and keep us all updated :T

seeya23

mine still @ £1100

Brian1966

seeya23 wrote: »

mine still @ £1100

I know the feeling..its a real pain logging on and finding no change. My Simply be has been at £900 for ages, Jds is £1100, even started leaving balances on there month to month hoping to get bigger limits.
With all the earlier increases I expected to have 50k on them all by now :rotfl::rotfl:

sorbet74

I applied on Sunday, via their website.

I guess patience isn't my best attribute

Brian1966

sorbet74 wrote: »

I applied on Sunday, via their website.

I guess patience isn't my best attribute

Wel, bearing in mind that Monday was also a holiday it will probably be around 2-3 or even 4 weeks from now to process. You could get a telephone call as early as next week though if accepted. If you suddenly start to get a witheld number calling you a few times it may well be them

TheEffect

I can't apply for a BarclayCard until July 21st now, as I applied back in April and was declined. Also applied in January and was declined, appealed and still said no. Is it worst appealing the second decline and send in bank statements etc?

Barclays haven't searched experian for the bank account i applied for on Monday yet. Going to check Equifax now.

Edit - Barclays did an 'Authentication' check on Equifax. No full search.