Sub Prime Credit Thread Part III

never-in-doubt

I just rung telephone banking (Vanquis) and checked balance: Your available balance is £500!

My 4th statement was produced on 19th so obviously they upped my limit! Yipeeeeee

bigbum_2

Brian1966 wrote: »

A man of the times..or an old bas*ard.. you decide
Night babe.. sorry Miss.. sh*t Mistress x

Brian my slave, it's Mistress Olga, get it right next time or there will be trouble .

Brian1966

never-in-doubt wrote: »

I just rung telephone banking (Vanquis) and checked balance: Your available balance is £500!

My 4th statement was produced on 19th so obviously they upped my limit! Yipeeeeee

Brilliant news :beer:
3 months from now it will be £1250 :T

bigbum_2

never-in-doubt wrote: »

I just rung telephone banking (Vanquis) and checked balance: Your available balance is £500!

My 4th statement was produced on 19th so obviously they upped my limit! Yipeeeeee

Congrats NID :beer:.

How are you using your card to get this result?

never-in-doubt

bigbum wrote: »

I don't really want to say where on a forum. But i'll say i live in North London. My lips are sealed otherwise. A woman of mystery.

Wha about choo?

Barnet/Whetstone/New Southgate/Golders Green??

Brian1966

bigbum wrote: »

Brian my slave, it's Mistress Olga, get it right next time or there will be trouble .

Yummy!!! Cant wait :j
Beat me harder next time :j

never-in-doubt

Brian1966 wrote: »

Brilliant news :beer:
3 months from now it will be £1250 :T

Woah, yea but by then i'd hope to have a HSBC one and would hate to think i'll need the dreaded V - although to be fair they did give me my big break after HSBC so I won't do em for unenforceability - i'll clear the account then close it ! LOL

Brian1966

Goodnight all
Dont want to go but have to.. 49 seater coach waiting for me in the morning.. bah humbug :mad:

never-in-doubt

bigbum wrote: »

Congrats NID :beer:.

How are you using your card to get this result?

Thanks!

I spend about £200 per month on petrol and takeaways/meals only. pay off minimum by DD and then send one or two payments via bill payment option of say £100 then another £80 toward the end of the month so in effect I have about £20 left each month and pay about £2 interest which is fine for the method i'm testing.

With citicard I just pay the minimum and with BOI I clear it in full so between my 3 cards i'll soon see which works best between paying in full/min payment or mixture of both with a balance outstanding each month so they are making money from me....

does that make any sense? lol, it does in my head but trying to type it is harder!

never-in-doubt

Brian1966 wrote: »

Goodnight all
Dont want to go but have to.. 49 seater coach waiting for me in the morning.. bah humbug :mad:

good night matey :beer: