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Sub Prime Credit Thread Part III

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  • digitalphase
    digitalphase Posts: 2,087 Forumite
    Also, is there any point applying to Empire if I've been refused Littlewoods, as they seem very similar.
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    sutton111 wrote: »
    What? :mad:

    LOL - the only British club i wanna see do well in Europe is THFC. So i repeat COME BARCELONA!!! :p
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do you know of they accept students? I've just finished so looking for a fulltime job at the moment.

    Yes, they don't ask for employment details! You are better off choosing something to buy, be that a pair of socks and then it will show up your credit limit etc.

    Let us know and good luck.
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Also, is there any point applying to Empire if I've been refused Littlewoods, as they seem very similar.
    What's your Equifax report like?
    Any adverse?
    On Electoral roll?
    Being a student wont affect you as they don't ask for income details.
    Hope this helps :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    Brian1966 wrote: »
    Mmmm ok Miss.. sorry Mistress..ah well 6 of the best for me then. Thank you Miss.. better make that 12 or more :rotfl:

    Listen subordinate, don't tell me what to do. I give instructions and you follow them, ok? :p:D

    Anyway, will be off soon.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bigbum wrote: »
    LOL - the only British club i wanna see do well in Europe is THFC. So i repeat COME BARCELONA!!! :p

    Tottenham, at least it's not Arsenal!! LOL. I don't want a repeat of that final!! Come on United!!

    I see Harry wants shot of Bentley and Pavlyuchenko. Don't blame him TBH.
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    Brian1966 wrote: »
    What's your Equifax report like?
    Any adverse?
    On Electoral roll?
    Being a student wont affect you as they don't ask for income details.
    Hope this helps :beer:
    I have a 5 late payments marker on my file from marbles/Halifax, due to me not paying while my account was in dispute over charges. It was in as a default before, so when I tried Littlewoods before I think it had the default in.
    Also have some late payments from Halifax where they charged me and didn't tell me (long story) which I will try to get removed but it's a long process. These are from over a year ago.

    Plenty of green o's from other accounts like my o2 and current account.

    I am on the electoral roll though :D
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    bigbum wrote: »
    Listen subordinate, don't tell me what to do. I give instructions and you follow them, ok? :p:D

    Anyway, will be off soon.
    Sorry Miss, sh*t, done it again I meant Mistress..
    Can I just say (at risk of a good hiding) that you have more chance of an American Express card landing on your doormat tomorrow morning than Tottenham doing well in Europe :rotfl::rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    I have a 5 late payments marker on my file from marbles/Halifax, due to me not paying while my account was in dispute over charges. It was in as a default before, so when I tried Littlewoods before I think it had the default in.
    Also have some late payments from Halifax where they charged me and didn't tell me (long story) which I will try to get removed but it's a long process. These are from over a year ago.

    Plenty of green o's from other accounts like my o2 and current account.

    I am on the electoral roll though :D
    If no defaults and on Electoral roll you should sail through :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    Thanks, is that for Next or Empire?

    Also, how would I go about requesting an account via the catalogue as I think Next charge for it.
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