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Sub Prime Credit Thread Part III
Comments
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Also, is there any point applying to Empire if I've been refused Littlewoods, as they seem very similar.0
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digitalphase wrote: »Do you know of they accept students? I've just finished so looking for a fulltime job at the moment.
Yes, they don't ask for employment details! You are better off choosing something to buy, be that a pair of socks and then it will show up your credit limit etc.
Let us know and good luck.0 -
What's your Equifax report like?digitalphase wrote: »Also, is there any point applying to Empire if I've been refused Littlewoods, as they seem very similar.
Any adverse?
On Electoral roll?
Being a student wont affect you as they don't ask for income details.
Hope this helps :beer:Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
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I have a 5 late payments marker on my file from marbles/Halifax, due to me not paying while my account was in dispute over charges. It was in as a default before, so when I tried Littlewoods before I think it had the default in.What's your Equifax report like?
Any adverse?
On Electoral roll?
Being a student wont affect you as they don't ask for income details.
Hope this helps :beer:
Also have some late payments from Halifax where they charged me and didn't tell me (long story) which I will try to get removed but it's a long process. These are from over a year ago.
Plenty of green o's from other accounts like my o2 and current account.
I am on the electoral roll though
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Sorry Miss, sh*t, done it again I meant Mistress..Listen subordinate, don't tell me what to do. I give instructions and you follow them, ok?

Anyway, will be off soon.
Can I just say (at risk of a good hiding) that you have more chance of an American Express card landing on your doormat tomorrow morning than Tottenham doing well in Europe :rotfl::rotfl:Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
If no defaults and on Electoral roll you should sail through :beer:digitalphase wrote: »I have a 5 late payments marker on my file from marbles/Halifax, due to me not paying while my account was in dispute over charges. It was in as a default before, so when I tried Littlewoods before I think it had the default in.
Also have some late payments from Halifax where they charged me and didn't tell me (long story) which I will try to get removed but it's a long process. These are from over a year ago.
Plenty of green o's from other accounts like my o2 and current account.
I am on the electoral roll though
Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
Next..Limit £?? bal £0 Asda..limit £1250 bal £440,0 -
Thanks, is that for Next or Empire?
Also, how would I go about requesting an account via the catalogue as I think Next charge for it.0
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