Sub Prime Credit Thread Part III

Innocent_Guy

never-in-doubt wrote: »

Could you post your letter mate?

The point I'm making is that he's conflicting his request by asking to place in dispute and also unenforceable - it can only be placed in dispute. The unenforceable issue is separate and should not be confused with in dispute - they are two totally differing actions and must be right.... the letter sent is incorrect and I hope to god he hasn't posted it :eek:

Im sure he said he posted it early march

noah271007

Yep am pasting the second letter in a sec

sutton111

noah271007 wrote: »

How many letters have you sent mate? just the once? Where is the second letter ive emailed to you? This is much better letter, covers all relevant points. NID, he's a top guy and im sure he will sort the muppets out!

I've sent 2.

never-in-doubt

sutton111 wrote: »

I've sent 2.

Oh no - Sutton do you actually seek advice prior to sending these letters LOL?

never-in-doubt

noah271007 wrote: »

Yep am pasting the second letter in a sec

Cheers - mate when I mention post letter I mean put a stamp on it and physically post it in a red box thingy! I hope sutton didnt post the letter explained here: #1161

Not for a disputed account! That letter is a mix of 4 different acts! hehe

sutton111

never-in-doubt wrote: »

Mate, what have you done to date - give me a brief overview and i'll have a letter eady for you in a day or so..... just bullet point the key areas and be specific/honest! :beer:

If however Noah's letter suffices then i'd use that - if its what you posted here #1161 - then its not right mate.

Well that's the letter I have sent. This is the 1st one.

Robinson, Way & Company Limited
London Scottish House
Quay Reach
Carolina Way
Salford
M50 2ZY
Date:
Dear Sir or Madam
Reference Number: -

After recently obtaining a copy of my credit files from Experian and Equifax, I was concerned to note that your company has placed a "Default" notice against my name.
Further to this neither I no recollection of ever receiving such a notice, and I therefore require you to substantiate this data at your earliest convenience.
1. You must supply me with a true copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement under the legislation contained within s.78 (1) Consumer Credit Act 1974 (s.77 (1) for fixed sum credit). Your obligation also extends to providing a statement of account. I enclose a £1 postal order in payment of the statutory fee.
2. You must supply me with a signed true and certified copy of the original default notice
3. Any deed of assignment if the debt was sold on
I would request that this data is provided to me within the next 28 days, if you are unable to provide this data then I must insist that it is removed from my files as unsubstantiated.
Yours faithfully

Innocent_Guy

Edit it!!!!

sutton111

never-in-doubt wrote: »

Oh no - Sutton do you actually seek advice prior to sending these letters LOL?

Why would I!

I'm trusting what Noah had sent me as he was successful. I have no reason to doubt what he sent me.

sutton111

Innocent_Guy wrote: »

Edit it!!!!

I did!! :eek::eek:

never-in-doubt

sutton111 wrote: »

Why would I!

I'm trusting what Noah had sent me as he was successful. I have no reason to doubt what he sent me.

LOL I didnt mean to doubt Noah - he knows his stuff agreed......

Dont post (i.e. royal mail) anything else, i'll get you a legal letter to send - will post it tomorrow for you.