Lloyds TSB - successful reclaim

Hi to all

I just wanted to share my good news in that I have been successful in reclaimimg PPI from a LTSB loan!! This is despite sending the first and second letters and receiving a "you were not mis-sold" letter back each time, I had to involve the FOS and they agreed with me and ordered LTSB to pay up !! So yesterday I got a letter saying I would receive £656.42, but when I added up their calculations it should have actually been £756.42, which I of course had to speak to them about.

So I expect to receive £756.42 in the next 21 days.

It just goes to show that you shouldn't give up when you receive any 'rejection' letters, keep on and hopefully you'll get your refunds !!

Siren x

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    Siren1 wrote: »
    Hi to all

    I just wanted to share my good news in that I have been successful in reclaimimg PPI from a LTSB loan!! This is despite sending the first and second letters and receiving a "you were not mis-sold" letter back each time, I had to involve the FOS and they agreed with me and ordered LTSB to pay up !! So yesterday I got a letter saying I would receive £656.42, but when I added up their calculations it should have actually been £756.42, which I of course had to speak to them about.

    So I expect to receive £756.42 in the next 21 days.

    It just goes to show that you shouldn't give up when you receive any 'rejection' letters, keep on and hopefully you'll get your refunds !!

    Siren x


    Siren

    Well done, great news !:j
    Congratulations!
    :beer::T:beer:
    The one and only "Dizzy Di" :D
  • Rowan1946
    Rowan1946 Posts: 143
    First Post First Anniversary Combo Breaker
    Forumite
    Siren1 wrote: »
    Hi to all

    I just wanted to share my good news in that I have been successful in reclaimimg PPI from a LTSB loan!! This is despite sending the first and second letters and receiving a "you were not mis-sold" letter back each time, I had to involve the FOS and they agreed with me and ordered LTSB to pay up !! So yesterday I got a letter saying I would receive £656.42, but when I added up their calculations it should have actually been £756.42, which I of course had to speak to them about.

    So I expect to receive £756.42 in the next 21 days.

    It just goes to show that you shouldn't give up when you receive any 'rejection' letters, keep on and hopefully you'll get your refunds !!

    Siren x

    I got a letter 1 week ago with the monies going into my bank yesterday,,
    Did you not get the £200 inconveinience payment?
    May'09 - Won tickets to Night at the Museum 2 June'09 - Electric Dreams DVD
  • Siren1
    Siren1 Posts: 161
    First Anniversary Combo Breaker
    Forumite
    Hi Joeraz

    Yes I got that too, so was an inexpected bonus !!

    Just waiting to hear back on my PPI reclaiming for a LTSB credit card and a Capital One credit card - both with the FOS at the moment so fingers crossed !

    Siren
  • Siren1
    Siren1 Posts: 161
    First Anniversary Combo Breaker
    Forumite
    di3004 wrote: »
    Siren

    Well done, great news !:j
    Congratulations!
    :beer::T:beer:

    Thanks Di, am really pleased with it!!
    It just shows that you should never give up !!!
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