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Nearly BR Time! Council Tax Question

Well only a few weeks to go thank god.....spoke to our previous neighbours, who have spotted people sitting outside our old house for ages and looking through the windows....so glad we moved out when we did....

Our mobile phone is going 10 to the dozen all day every day....

Anyway we are preparing our SOA's:

We are paying everything (including the rent) out of our WFTC's, we are not paying the council tax as we cant afford it, now what do we put for the council tax on our SOA????

Once we go BR we will be entitled to housing/council tax benefit but until then we are unsure as to what to put on the forms...Should we put the full rate down???
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Comments

  • mr_&_mrs_2
    mr_&_mrs_2 Posts: 244 Forumite
    Sorry im bumping !
  • Tixy
    Tixy Posts: 31,455 Forumite
    Hi - sorry don't know the answer - I imagine it might be a common problem so could be worth asking on the bankrupt board for this.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • viktory
    viktory Posts: 7,635 Forumite
    I think, although I am more than prepared to be wrong, that you cannot put council tax debt onto a bankruptcy petition. If this is the case, then paying the council tax (that and the fact you can be jailed for non payment) would surely make it the most important bill to pay?
  • RAS
    RAS Posts: 36,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    If the council already has a liability order then the CT is not wiped out by going BR.

    I think you need some proper advice re benefits as well as I struggle to understand how you might become eligible for CTB and HB once you are BR and are not eligible for the same benefits now.
    If you've have not made a mistake, you've made nothing
  • whatatwit
    whatatwit Posts: 5,424 Forumite
    Part of the Furniture Combo Breaker
    I have started a thread on the BR board, asking for some help and advice, although I do see that RAS has answered the question :kisses3:

    I have put a link to here in the thread.
    Official DFW Nerd Club - Member no: 203.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    viktory wrote: »
    I think, although I am more than prepared to be wrong, that you cannot put council tax debt onto a bankruptcy petition. If this is the case, then paying the council tax (that and the fact you can be jailed for non payment) would surely make it the most important bill to pay?

    You are wrong I'm afraid. Council tax arrears go into the bankruptcy.

    Assuming that the council has agreed to the current year being paid by instalments, any arrears (calculated on a daily basis) in this up to the date of the bankruptcy order can also be included. The council would then have to submit a new bill for the remaining of the year, which since it relates to the period after the BR would be payable.

    Should the council have made a demand for the entire year (unlikely) then that can all be included in the bankruptcy.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    RAS wrote: »
    If the council already has a liability order then the CT is not wiped out by going BR.

    Not true exactly. Since the liability order makes the whole bill payable immediately, it is included in the bankruptcy.

    The only slight difference occurs when bailiffs have already been instructed. Their right to levy distraint still continues (technically), although the council will normally not let that happen.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • mr_&_mrs_2
    mr_&_mrs_2 Posts: 244 Forumite
    edited 28 April 2009 at 6:30PM
    Ooops thought i was in the BR board....will move the thread thx

    I wasnt asking for the debt to be included in the BR ,,,, just what to put on the soa as an outgoing.....

    Errm confused - is this in the BR board????

    Looks like it is from the search...
  • mr_&_mrs_2
    mr_&_mrs_2 Posts: 244 Forumite
    RAS in answer to your question ... we are not entilted to HB pre BR due to us (on paper) owning a property...

    Once BR we will no longer own the property and will be entitled to help...

    This is a long story (see other threads), we have sought expert help hense the BR ...
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    mr_&_mrs wrote: »
    Errm confused - is this in the BR board????

    Looks like it is from the search...

    I moved it. ;) Sorry to confuse. :o
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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