We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing slow loading times and errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
Can I accept a payment I previously declined?
comedypedro
Posts: 2 Newbie
I have trying to reclaim around £1400 from Halifax. After jumping through all the hoops (hardship forms etc.) last month they eventually offered me around £400. I declined this offer hoping that they would fold and pay the whole lot, I even offered to waive the interest. I then recieved a letter saying that was the only offer they would be making. My situation has gotten even worse, what are the chances they will pay out after I declined?
0
Comments
-
comedypedro wrote: »I have trying to reclaim around £1400 from Halifax. After jumping through all the hoops (hardship forms etc.) last month they eventually offered me around £400. I declined this offer hoping that they would fold and pay the whole lot, I even offered to waive the interest. I then recieved a letter saying that was the only offer they would be making. My situation has gotten even worse, what are the chances they will pay out after I declined?
I was also thinking that too? can anyone help?
To quote my English Teacher:
Your life is like a path of driven snow, be careful how you tread for every mark will show.....0 -
I would not decline any offer as it is not a full and final settlement of a claim. If your priority debt arrears(mortgage/rent, council tax, utilities) are less than the offer then try to negotiate with evidence that it only covers x amount of the arrears.comedypedro wrote: »I have trying to reclaim around £1400 from Halifax. After jumping through all the hoops (hardship forms etc.) last month they eventually offered me around £400. I declined this offer hoping that they would fold and pay the whole lot, I even offered to waive the interest. I then recieved a letter saying that was the only offer they would be making. My situation has gotten even worse, what are the chances they will pay out after I declined?0 -
Thanks! I'll post an update with the outcome.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards