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county court judgement on my car

hi
black horse have finally issued a county court judgement for re possession of my car as a result in me not being able to keep up the payments. originally 179.00 a month, i am in serious financial problems and considering bankruptcy. i offered them 100 a month but they more or less refused this saying i was too far behind with payments.
the car was originally worth 10.000 but now its worth around 2500 maximum if sold on . i need the car 100% for my work so if its taken away i will earn nothing at all.Any ideas what i might be able to do. (i have paid one third of the car already , so they needed a court order to get it back. they said they would sell the car and then tell me how much i had to pay.
one thought that went through my mind is letting them have it back and get a cheap car on a low monthly repayment and then when black horse tell me how much of the balance i owe them after the sale of my car , i can just offer them what i can afford.

has anyone been through this.
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