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How much DISPOSABLE monthly income do you have?
lilac_lady
Posts: 4,469 Forumite
It strikes me that we all have different levels of income and necessary expenditure each month so although some people may earn lots of money they may be struggling harder than the MSE folk who have a lower income but less to pay out each month.
I'll start - After I've paid my monthly direct debits for my bills I have £200 left to cover everything including petrol, road tax, car bills, groceries,clothes, Xmas, birthdays, holidays and socialising. (just for me)
Am I rich or poor?
I'll start - After I've paid my monthly direct debits for my bills I have £200 left to cover everything including petrol, road tax, car bills, groceries,clothes, Xmas, birthdays, holidays and socialising. (just for me)
Am I rich or poor?
" The greatest wealth is to live content with little."
Plato
Plato
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Comments
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I have about £200 too.2008 Comping ChallengeWon so far - £3010 Needed - £230Debt free since Oct 20040
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lilac_lady wrote:It strikes me that we all have different levels of income and necessary expenditure each month so although some people may earn lots of money they may be struggling harder than the MSE folk who have a lower income but less to pay out each month.
I'll start - After I've paid my monthly direct debits for my bills I have £200 left to cover everything including petrol, road tax, car bills, groceries,clothes, Xmas, birthdays, holidays and socialising. (just for me)
Am I rich or poor?
I would say I am probably in about the same boat, and though I know we are not rich, whether we are poor is a moot point. I would say we are getting by.
For example, like you I have to run a car for my job and that takes a lot of my disposeable income. I cannot afford to take a holiday (self employed), but what I am saying is I don't think I could afford to save for one - there always seems to be something or other for the car, eg. insurance, tax, m.o.t. and service etc. and I run a 12 year old car - I could not however afford to take on a loan for a car payment that would panic me.
I only get my hair done when it is past ridiculous and buy my clothes from charity shops, and underwear etc from Primark. I do however like to spend my little amounts of money on more junk from Boot sales and the like! If I did not do that I might save some money, but that keeps me going really.....
Grocery Challenge £139/240 until 31/01
Taking part in Sealed Pot No.819/2011
Only essentials on Ebay/Amazon0 -
2008 Comping ChallengeWon so far - £3010 Needed - £230Debt free since Oct 20040
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As this thread has been duplicated elsewhere but as it has a couple of answers rather than delete the thread I will close it.
DUPLICATION
Hi, Martin’s asked me to post this in these circumstances: Sorry, your post had to be deleted as it has been posted elsewhere and that’s one of the site’s rules (please see this rule). If you have any questions about this policy please email [email="%20abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/email]
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