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May NSD Challenge, 2009
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Bit of a disappointment this month - only managed 8/10. Ah well, c'est la vie. New month tomorrow... Well done to everyone who took part, and best of luck for the next round! x£10 a day: March - August: £1653.54/£1840; September £92.86/£300NSD: April - August: 49 NSDs; September: 9/12101 in 1001 Project: 05/07/09 - 01/04/12 (8/101 completed)0
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just scraped through - 14 out of 14! :jBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Got there at the last minute, Fri, Sat and Sunday all NSD's taking me to my 15.:j. Think I'll stick to the 15 for next month.The person who moves a mountain begins by carrying small stones.
Diet loss starting Sept 2019 0/80lbs:eek::o
Proud to be No. 47 of the DMP mutual support club
DFW Nerd #380. Proud to be dealing with my debt0 -
Yeah!! Ended the month with 19 NSD's, 4 over my target.
Please with my first month back on the challengeDebt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Pants only managed 8/12!
oh well June is another chance to get my 12
xxNevertheless she persisted.0 -
Helloo everyone :wave:
I would love to try this properly..
But I need to ask how it works for school meals?... my son goes to college and flatly refuses to take a packed lunch.. :rolleyes::rolleyes:
Plus.. my other two.. 2 days they have school dinners (i pay for) .. and 3 days packed lunch.
So .. some days.. much as I have a NSD.. I still have their lunch money..
does that mean I cant take part? Or that I can only do it in the school/colleges hols
Oh.. actually.. maybe I should go and read the first post in case it says something there.. hahaha..:rolleyes2
Very proud of trying to deal with my debts. LBM 04/09
:T
[STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
DMP mutual support member 309. NSD 12/120 -
I failed this month
did go to a conference for a few days also was OH's bday and my nephew's so did do a lot of spending!
Hope to do better in June:j Baby boy arrived 22nd August 2012 :j
:jSecond menace arrived safely 13th February 2014 :jDebt Free Wannabee 20150 -
Helloo everyone :wave:
I would love to try this properly..
But I need to ask how it works for school meals?... my son goes to college and flatly refuses to take a packed lunch.. :rolleyes::rolleyes:
Plus.. my other two.. 2 days they have school dinners (i pay for) .. and 3 days packed lunch.
So .. some days.. much as I have a NSD.. I still have their lunch money..
does that mean I cant take part? Or that I can only do it in the school/colleges hols
Oh.. actually.. maybe I should go and read the first post in case it says something there.. hahaha..:rolleyes2
Hi Eupho & you are more than welcome to join our merrie band! The June thread is here http://forums.moneysavingexpert.com/showthread.html?t=1718523 & we look forward to having you along! As to what you class as 'spends' is entirely up to you. I am fortunate in that my three are all grown, but can well remember the "I need spanish cuttlefish earrings for cooking" or "I gotta take two quid for my materials project" at 8:03 on a school morning! Perhaps in this case :think: you could put 'X' amount into a pot on a Sunday night to make that a spend day, & take the lunch monies out of that during the week? Technically it's what I do for the milkman & window cleaner, cuz I'm never sure when they'll call for their cash& a complete throw-back to when we used top get paid in cash & had various 'pots' for different bills....Aaaah those were the days
Sometimes I think we were better organised too, because you saw real money as opposed to numbers on a bank statement
Anyhooz, just a suggestion.....Good Luck!
I have finished May on 17 after pledging 14 so a tad chuffedI'll stick with 14 again tho as No1 has a b'day for June & it's Father's Day too isn't it :eek: Congrats to the Achievers & Well Done to ALL us Challengers....imagine how much more money would have left our sticky little mitts if we hadn't been watching when we spend
Shall I write in final totals so there's a reference for the future? I'll do it for now, but if you don't want it I'll change it back OK.
See you over on the June thread :hello:
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Declaring at 18/16 in the end. Now working on Day 1 for June!0
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I managed to just make it 12/12 yesterday x0
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