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May NSD Challenge, 2009
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nsd no 12 for me - i might just sneak in!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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i had my second no spends day today, i've done terribly! well it was my first attempt, i didn't realise that i spend money every day, so I am going to be more disciplined from now on.0
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Another one today.... won't be tomorrow as I need to go food shopping, whivh only leaves Sunday.... cutting it a bit fine!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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It came as a huge shock to me too Claire :undecided the first time I tried this Challenge! I thought it was going to be a doddle, when in fact I was handing over cash almost daily
It was--still is--the milk & fruit spends.....
Perhaps if you post what you are spending on every day :think: we can see if there's a way to help you? I read somewhere on here, that you can buy bus & train tickets online now--usually at a discount too
--if you need to for work. There's also dedicated threads for lovely ideas on packed lunches :drool: to avoid the sandwich spends during the day, including a massive debate on whether to re-use plastic bottles for your water!
I've got a suspicion too that if you have a paper every day but leave the house before it can be delivered, you may be able to come to some agreement with the newsagents about still only paying once a week. Worth a try, & perhaps if you offer to pay up front, you would be less likely to pick up a sweetie too
Good Luck, & see you all over on the June thread I hope!Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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No. 14 for me today. I know I don't need to spend anything tomorrow, so that will be 15!:)Finally dealing with our debts.
May NSD15/15:j June NSD 10/15.
Sealed pot(1)£36. Sealed pot(2)£14.00. Sealed pot(3) £6.50. June GC £214/£350-
weekly spend challenge 7th June 16.70/£15
Never thought dealing with debt would be FUN!!:j0 -
Just popping in to say I made it to 15 a couple of days ago!2019 fashion on a ration 0/66 coupons0
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Woot! NSD no. 18 reached today
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Another one for me today :j0
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Well, I am declaring at 12/15 NSD missing the target by 3. I am surprised how many days I have spent on. Will try again for June!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Manage 8 NSD for May, pleased with my first attempt.0
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