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Applying for a mortgage

aj9648
Posts: 1,386 Forumite


Could someone help me out here please with some advice. My OH and myself are in the process of looking for a house - have a big deposit but have not found anything.
Given fixed rates have started increasing do you think we whould go see a bank/BS and get a mortgage approved with an AIP - will they give us this? We have a figure in mind on what we want to spend but we may go over/under this.
Do you the banks will give us this ?
Thanks
Given fixed rates have started increasing do you think we whould go see a bank/BS and get a mortgage approved with an AIP - will they give us this? We have a figure in mind on what we want to spend but we may go over/under this.
Do you the banks will give us this ?
Thanks
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Comments
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Could someone help me out here please with some advice. My OH and myself are in the process of looking for a house - have a big deposit but have not found anything.
Given fixed rates have started increasing do you think we whould go see a bank/BS and get a mortgage approved with an AIP - will they give us this? We have a figure in mind on what we want to spend but we may go over/under this.
Do you the banks will give us this ?
Thanks
Most lenders will not reserve a rate for you until a full application has been submitted
Only a limited few may do what you want - but you need to see if they are the best deals for you.
Also the rate is only reserved for a limited period of time - once that expires you need to look again
Go via a whole of market broker to see who can offer you what, and if the rate can be reservedI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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