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What now?
ineedhelp2008
Posts: 72 Forumite
If I earn but my partner doesn't, and most of the debts are in my partner's name (although it was joint spending iykwim), and the likes of CCCS wont touch us because there is nothing left over to offer creditors (loan company and credit cards) what are we supposed to do?
We have cut back on everything that we can.
we have already had one 6 month period of paying £100 pcm with frozen interest to the biggest credit card, they won't do it again.
We have cut back on everything that we can.
we have already had one 6 month period of paying £100 pcm with frozen interest to the biggest credit card, they won't do it again.
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Comments
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have you done a SOA so we can see if anything further can come out of your monthly budget?If you will the end, you must will the means.0
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hi yes I have previously, there is no room for improvement sadly.0
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Sadly, Bankruptcy may be appropriate for your partner. What did CCCS reccomend?BSC No 248
Free, confidential advice
National Debtline 0808 808 4000 | StepChange 0800 138 1111 | CAB - Get Advice
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Why dont you post it anyway, fresh eyes and all that?make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Can't do bankruptcy as he is part time armed forces. I wish we could.0
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Hiya,
I think Annie might be right, maybe you should re-do you SOA as it may help?Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil
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£700.00 a month short not likely! 0
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Just did it and wiped it somehow, will do another one when i have more stomach for it!0
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Do you still have £10k's worth of car/van?0
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Yes, its actually 4-5k's worth of van now and pointless getting rid of as this is his only means of obtaining employment in the future, its also still on HP.0
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