We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

what is a "fair" unpaid Direct Debit charge?

Options
1568101116

Comments

  • But with these types of account - as in the case of the post office - you cannot pay by direct debit.
  • Nathan_Spleen
    Nathan_Spleen Posts: 559 Forumite
    edited 26 April 2009 at 4:05PM
    willo65 wrote: »
    but you have to buy food to live whether its a tin of beans, a loaf of bread or a hot dog. So you have no choice in buying food.

    We're not talking about food are we? We're talking about beans. Remember?
  • willo65
    willo65 Posts: 1,012 Forumite
    But with these types of account - as in the case of the post office - you cannot pay by direct debit.

    You don't NEED direct debits
  • willo65
    willo65 Posts: 1,012 Forumite
    We're not talking about food are we? We're talking about beans. Remember?

    Ok so i extend to all types off food the store makes a profit on any item of food be it 10%, 50%, 100%, 500% they are profiting from a basic human need so are they infringing on by human rights??
  • willo65 wrote: »
    You don't NEED direct debits


    Well you do if you want to avoid paying non-direct debit surcharges.

    Besides, direct debits are the subject title of the thread.
  • willo65 wrote: »
    Ok so i extend to all types off food the store makes a profit on any item of food be it 10%, 50%, 100%, 500% they are profiting from a basic human need so are they infringing on by human rights??

    Did I mention human rights?

    You are still avoiding the question: If you get a tin of beans for 21p what do you get for paying a £35 bounced direct debit charge? I'd be genuinely interested to know.
  • Sol00
    Sol00 Posts: 1,230 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    posted wrote: »
    The choice is whether you run the account in credit or not.

    That is not always a choice and it is narrow-minded to think that. The majority of the time it is due to circumstance.
  • Sol00
    Sol00 Posts: 1,230 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nathan, I get the impression that Willo and Posted are simply trying to create an argument. They haven't backed up any of their points and cannot answer, fully, the points in response.
  • Sol00
    Sol00 Posts: 1,230 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    willo65 wrote: »
    Ok so i extend to all types off food the store makes a profit on any item of food be it 10%, 50%, 100%, 500% they are profiting from a basic human need so are they infringing on by human rights??

    What nonsense! And are you going to answer the responses to the points you had made at the beginning of the thread, or continually ignore them?
  • posted_2
    posted_2 Posts: 514 Forumite
    Not narrow minded at all, perfectly aware that unexpected things happen in life, illness, divorce, redundancy etc.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.