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How Can I Improve My Credit Score to get an iPhone?

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Comments

  • thanks for all your help guys. I already have an active O2 SIMplicity contract, and have done for about 15 or 16 months now, so hopefully it'll be ok.

    We'll see in August.

    thanks again.
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    With regard to the missed payment marker posted by Capital One, I would insist that they correct your credit file, especially as they have admitted it was due to their error.

    It may not make a great impact on your credit rating but it's the principle!

    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • realaledrinker
    realaledrinker Posts: 1,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Credit crunch alert!

    OP is maxed out on his credit cards yet wants to by an iPhone.

    Why??
    Ethical moneysaver
  • Andy_Ches
    Andy_Ches Posts: 420 Forumite
    If it was a mistake by Capital One and they have subsequently recorded a late payment on your credit file, ask them to correct it or ask the CRA to contact Capital One on your behalf.
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