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Comments

  • poppy10_2
    poppy10_2 Posts: 6,588 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your expected rental income will need to cover 125% of the mortgage.

    What happens if you have a void period for several months? Could you afford to pay both mortgages?
    poppy10
  • Georgie4
    Georgie4 Posts: 217 Forumite
    hello - sorry I should have been more clear.....

    Yes is it an option to rent out my house and get another mortgage??

    HT

    You can but not with your current mortgage - you would need a buy to let and that would mean a depositof around 25%
  • cattie
    cattie Posts: 8,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Also, if as you say there are a lot of rental properties in your area, how successful would you be in letting with so much competition?

    You may have to drop the rent to a lower amount than your mortgage repayments & as other posters have said, what about voids?

    Would you be prepared to have to go in & redecorate & perhaps recarpet/refurnish after some of the tenants left? Lot's of stories on here about seemingly respectable tenants trashing property.
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
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