Help with Statutory Demand Notice

mumofboys_2

Hi all and wonder if you can help.

My OH and I have been steadily working our way through our debts, and are beginning to see some light at the end of the tunnel. I appreciate we are lucky as our income is relatively good. However we have just received a Notice of Statutory Demand in Bankruptcy notice from a DCA for a water bill which just hasn't yet been top of the pile. The debt is from last year (around £650), and they have also added this years bill to the total, making slightly over £1100. We can afford to pay £250 per month to clear this - will they accept this, and is this the best route?

Thanks for your time and any advice. I just don't want to do the wrong thing.

MOB

Bismarck

I can't see why they'd BR you over something so relatively small. IT would cost them a similar amount to do it and make it not worth their while.

They'll get more from you if they let you pay so really don't think it will happen.

a load of hot air but they shoudn't be doing it...who's the DCA?

mumofboys_2

Thanks for replying. The DCA is Inter-Credit. To be fair they have chased, but as I said it has just never quite got to the top of the list. in fact they were pencilled in for payment at the end of May - original bit anyway...

Should I call them and make the offer or put it in writing?

MOB

Jesthar

Hi mumofboys

Not my specialist subject, but I do know the rule of thumb around here is NEVER call a DCA, do EVERYthing in writing, and (in the case of disputed debts) never sign your letters.

~Jes

mumofboys_2

Jesthar wrote: »

Hi mumofboys

Not my specialist subject, but I do know the rule of thumb around here is NEVER call a DCA, do EVERYthing in writing, and (in the case of disputed debts) never sign your letters.

~Jes

Is this the case even if the debt is not disputed? I guess I just want to make the call and then know it's agreed - if they do....

RAS

Hi

If you can them, what evidence do you have to prove what you offered? Or even that you offered anywthing.

Put it in writing.

Also if you can get this debt below £750, they cannot make you bankrupt.

I suggest you take formal action to get this set aside if possible as well.

mumofboys_2

RAS wrote: »

Hi

If you can them, what evidence do you have to prove what you offered? Or even that you offered anywthing.

Put it in writing.

Also if you can get this debt below £750, they cannot make you bankrupt.

I suggest you take formal action to get this set aside if possible as well.

What do you mean by set aside? Also the original debt was for under £750 for 2009/2009, it is only with them adding the 2009/2010 bill that it is over that. That bill was only sent at end Feb - can they really pass to the DCA so quickly?

MOB