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End of first stooze (Virgin)

Like many on this forum I started my stoozing 9 months ago with the 0% card from Virgin that at the time allowed SBTs with no fee. This recently came to the end of the interest free period so I balanced transfered to another 0% offer on the M&S card. With the Virgin card balance at £0 (actually +£5 as they still took the minimum payment after I paid it off with a balance transfer) I rang Virgin to cancel the card. When asked why I was cancelling I said that I was looking for another 0% card so wanted to reduce my available credit before applying. Virgin instantly gave me another 6 months at 0% which I SBT the £6000 straight into my current account. This time with a £35 fee. So I have doubled my stooze pot without having to apply for a new card. It seems to me that if you pay off the card in full and are ready to ditch it you are in a strong position to get a continuation of the interest free period.

Cryogenic

Comments

  • Bokken_2
    Bokken_2 Posts: 657 Forumite
    Yes this can be the case and is certainly worth asking for a 0% extention.
    Have been successful with A&L(Twice), MNBA,Sainsbury's(Twice)...
    Nationwide wouldn't extend the 0%.
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