We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

strange call

Hi all
just had a strange cal from HFO they purchased one of my debts it seems they have been in contact with the OR and she has told them that i did make the credit card company aware from the beging that i was going to go bankrupt so they should not have sold the debt on without telling them!! the word HFO used was "deception" about the debt they were sold to be fair i can see why there miffed they only bought the debt on the 3rd of feb and i was made bankrupt on the 13th but i did tell all my creditors the same thing !!
Now HFO are asking if i can help them complain about the company concerend!!
What should i do?what would you do? to be fair they have been very polite every time i have spoken to them and i do think if im stupid as im told by this credit card company what does that make them for selling a debt of knowing what they did?Down right dishonest?
Any advice or opinion welcome!! i will speak to my OR on monday she what she says!!
regards Paul
«1

Comments

  • Kevicho
    Kevicho Posts: 3,216 Forumite
    Tell them to get s****** these leeches make peoples lives a misery, it makes me smile when i think for once they are the ones who are groveling
  • paul10mm
    paul10mm Posts: 130 Forumite
    Part of the Furniture
    well i can say i did have a smile on my face when they asked for my help!!!!
  • Harassed_2
    Harassed_2 Posts: 308 Forumite
    Now HFO are asking if i can help them complain about the company concerend!!

    Tell them to take a hike. If these parasites get their fingers burned, serves them right. Debt buying is immoral although not illegal. Look at it this way, they'd have bought the debt at a huge discount which they wouldn't be passing on to you if you hadn't gone B.

    Just have a good laugh at their expense.
  • amosworks
    amosworks Posts: 1,831 Forumite
    I totally think you should let them suffer for it. When did a debt company ever do anything nice for you? :)
  • Tell them you'll help them for a fee based on a percentage of the amount they bought the debt for, worked out at the percentage they paid of the original debt. Then call them repeatedly and send them lots of threatening letters demanding payment.
    Budget: a mathematical confirmation of your suspicions. A.A. Latimer :eek:
    Debt Jan 06: £103,000
    Current: £99,000
    Debt-free date: 2465 (give or take a century)
    Current homemade banana bread status: 2 slices left
    Current statement/letter stack: 8.6 inches
    The real measure of your wealth is how much you'd be worth if you lost all your money
    :D
  • Tell them to take a hike. If these parasites get their fingers burned, serves them right

    ABSOLUTELY!
  • moo842
    moo842 Posts: 446 Forumite
    Tell them you'll help them for a fee based on a percentage of the amount they bought the debt for, worked out at the percentage they paid of the original debt. Then call them repeatedly and send them lots of threatening letters demanding payment.


    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • amosworks
    amosworks Posts: 1,831 Forumite
    Tell them you'll help them for a fee based on a percentage of the amount they bought the debt for, worked out at the percentage they paid of the original debt. Then call them repeatedly and send them lots of threatening letters demanding payment.

    Hahaha top stuff :)

    :T :rotfl: :T
  • smokey112
    smokey112 Posts: 541 Forumite
    500 Posts
    paul10mm wrote:
    well i can say i did have a smile on my face when they asked for my help!!!!


    Paul

    We had the same situation - we declared on 27/10 and a CC sold the debt on 1/11 - the buyer of the debt wasnt v happy - the words "oh they have been naughty" - it brought a big smile to my face

    Ang
    x
    BCSC NO 40
  • Tell them you will help if they write off the debt that was yours and is now theres
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.2K Work, Benefits & Business
  • 605.7K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.