when does the harrassment end!

beentheredonethatstilhere

flowergirlgush wrote: »

I presume the fact that the OR is not interested in it is possibly why they may be harrassing me for the money, as they know the property is in negative equity and they are unlikely to get all their money back?

But surely if they asked me for £5000 and i paid it to them, them would i not be breaking the law, as does not all my excess monies have to go through the OR/trustee and not directly to a creditor? Would i not get into trouble (if i had £5000 or any excess monies!) for paying it directly to them?

They can ask all they like, doesn't mean they will get it. Just ignore them if you are going to be moving out anyway, there is little they can do if you are bankrupt and are moving out anyway. If they take it to court then all you do is tell the judge you are bankrupt and want to give the house back and he will grant repossesion. Any charges that they put on to the final bill will go into your bankruptcy pot anyway.

So ignore them and let them get on with it, they can't do anything to you. If the phone, just say there is someone at the door and put the phone down and go get a cuppa. See how long they hang on for

Or have fun Zincoxide style
http://forums.moneysavingexpert.com/showthread.html?t=741653&highlight=

flowergirlgush

thats funny, just been reading it lol.

I know they cant do anything they just get me so mad, i mean, theyre flogging a dead horse so why do they bother when they gonna get nothing! A weaker person could be absolutely in pieces with the constant harrassment.