We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Good deal Halifax Card

Just found out I had an old card from the Halifax after looking at my credit expert report so I gave them a bell and at first she said they could not offer me the 0% on transfers due to this being for new customers only :mad:but she said she would look and came back and offered me 0% for 6 months I then said have you nothing better and she transferred me to someone else and they said they could do me a 6.95% for life and 3% transfer rate but when I said visa offered lower which they haven’t he came back with 4.94% for life and the 3% Transfer cost :T:beer:all I need to do is transfer my other card to something else on a lower rate.
Visa Card 1-Balance £13458 now On 4.94% life
Visa Card 2 -Balance £7500 Need to sort
Loan 1 -Balance £7500 Loan 2 - Balance £3500 Paid off Nov 09
Total Debt In April 09 - £31958

Comments

  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    Great news. Always nice to hear a happy tale!
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    You just discovered you had a card LOL :D
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.