3 Credit Reports and missing current account on all

kilasuit

I am just wondering of you that bank with lloydsTSB do any of you have your account mentioned on any of the CRA's credit reports?

Honestly its a good thing mine isnt tbh.

but was just wondering?

Typhoon2000

I'm with Lloyds and no mention of a current account on Experian. Even better I am missing 2 credit cards, 1 personal loan with A&L and my A&L current account, and my mortgage on the house I have lived in for the last 6yrs (all of which was taken out when I was at my parents place and all statements still get sent there). My parents address still shows as a 'linked' address, but nothing I have there turns up on my credit report.

PROLIANT

Typhoon2000 wrote: »

I'm with Lloyds and no mention of a current account on Experian. Even better I am missing 2 credit cards, 1 personal loan with A&L and my A&L current account, and my mortgage on the house I have lived in for the last 6yrs (all of which was taken out when I was at my parents place and all statements still get sent there). My parents address still shows as a 'linked' address, but nothing I have there turns up on my credit report.

But the lenders see a different data set when looking at linked address.

Typhoon2000

Ah right, but then the credit referance companies ought to be sending me my full report for my £2.

magicgirl68

I thinks some of the bigger banks don't report on your credit unless you default. I'm sure i read on an agreement somewhere that they would only share info about my account should i default. Hope this helps.