Will life always be a struggle?

Legacy_user

Need a bit of cheering up. I am in one of those moods:mad::mad: I'm just wondering as you get older does the money situation generally get any better? Since I started working 10 years ago for an eye watering £56 a week I have always been totally broke, earning in or around the min wage, there is never any money for damn all by the time you pay your bills etc, and in the case of an emergency you have no option but hit a credit card and thus get into debt you can't pay back. Sure I have tried all these little ideas for making a few extra £ like surveys, I got one through today make 10p for 20 mins of your time, How generous you are Ciao. Do you think it will always be like this? Am I liable to be broke until the day I day? Never being able to go anywhere, Buy the things I want etc etc

[Deleted User]

I know it feels like a drag but hi :-)

First off - check and double-check if there's any benefits you're entitled to - for example council tax benefit, housing benefit if you pay rent. Working tax credit even if you have no children or a disability. Get a Citizens Advice Bureau appointment - they do evening sessions, and check all options for help first.

Then there's budgetting and shifting finances/utilities to get the best deal - Other people will be along really soon with more useful info than I can give!

dotstar24

nireland...i totally sympathise. im always skint and it sucks. and i also ask when will it END!!!

Pollycat

Hi
could you do a training course - one of the ones whilst you're working?

or maybe an evening class?

Good luck

Shoe_Gal

nirelandguy wrote: »

Need a bit of cheering up. I am in one of those moods:mad::mad: I'm just wondering as you get older does the money situation generally get any better? Since I started working 10 years ago for an eye watering £56 a week I have always been totally broke, earning in or around the min wage, there is never any money for damn all by the time you pay your bills etc, and in the case of an emergency you have no option but hit a credit card and thus get into debt you can't pay back. Sure I have tried all these little ideas for making a few extra £ like surveys, I got one through today make 10p for 20 mins of your time, How generous you are Ciao. Do you think it will always be like this? Am I liable to be broke until the day I day? Never being able to go anywhere, Buy the things I want etc etc

Hi

Not sure what you mean by 'older' but I am 42 now :eek: and on a lot of days I think no, it doesn't get better!

But on many other days, with a lot of support from the people on here; I do see light at the end of the tunnel. Even on days when I don't seem to be making progress I remember that I'm not actually adding to my debt -even if I'm not always reducing it :mad:

Keep going, you'll get there

cg1982

nirelandguy wrote: »

Need a bit of cheering up. I am in one of those moods:mad::mad: I'm just wondering as you get older does the money situation generally get any better? Since I started working 10 years ago for an eye watering £56 a week I have always been totally broke, earning in or around the min wage, there is never any money for damn all by the time you pay your bills etc, and in the case of an emergency you have no option but hit a credit card and thus get into debt you can't pay back. Sure I have tried all these little ideas for making a few extra £ like surveys, I got one through today make 10p for 20 mins of your time, How generous you are Ciao. Do you think it will always be like this? Am I liable to be broke until the day I day? Never being able to go anywhere, Buy the things I want etc etc

have you tried entering competitions it can up your income and help at christmas and birthdays

just an idea

System

cg1982 wrote: »

have you tried entering competitions it can up your income and help at christmas and birthdays

just an idea

Yeah the OH enters some in those womens magazines. The best we ever won was £1000 of holiday vouchers, Quite a prize you would think. Not really as at the time I agoraphobic and even if I wasn't, we couldn't afford the spending money, bloody typical isn't it. The travel agent would let us exchange them and only I could use them, In the end I sent them back to them.:( Isn't that just the law of sod there, especially as travelling is a dream of mine. Even now I don't think I could even sit on public transport with out a panic attack.

angelicmary85

Hiya,

I constantly feel like that but I know when my debts are paid off I'll be able to take a well needed break from worrying about money, oops, I mean, buy some nice things for the kids!

There are days when everyone feels down and p****d off with bills...have a look in the what will you do when you're debt free thread...it's quite positive and seeing everyone's hopes and dreams is quite inspiring!!

System

angelicmary85 wrote: »

Hiya,

I constantly feel like that but I know when my debts are paid off I'll be able to take a well needed break from worrying about money, oops, I mean, buy some nice things for the kids!

There are days when everyone feels down and p****d off with bills...have a look in the what will you do when you're debt free thread...it's quite positive and seeing everyone's hopes and dreams is quite inspiring!!

Didn't know such a thing existed, thanks for that I will have a look:beer:

Yeah some days I am fine, I seem to block it out or what ever, then other days feel like !!!!!!.

SingleSue

I used to ask the same question.....life has dealt me a lot of ups and downs.

My late teens and early 20's was lots of money and I couldn't understand why everyone else was moaning about the lack of it (it was in the last recession), then it all went wrong shortly after my first son was born when I was 23.

We went from pretty well off to err.....broke.

Years and years went by struggling with debt from a house repo and we despaired of ever seeing light at the end of the tunnel but we did finally and life became good again (took until my almost mid 30's).

Then hubby left 3 years ago and I am broke again...but at least no debts (we had never relied on credit cards, finance or loans - the repo scared us too much!).

So, I am in the same boat really, it was nice to be able to go shopping without really worrying about the food that was going in the trolley unlike now, when I walk around with a calculator to make sure it doesn't go over my stupidly low amount I can spend.

sammey90

Register for Lightspeed panel surveys. When they send you one, you have to answer questions to make sure that you are 'the right kind of person' for that survey, but they're easy to figure out!! Most surveys give (lots of) points which can be redeemed for actual Paypal MONEY!! :rotfl:

In the last couple of months, i have gathered enough points for £15 of Paypal money, which can go to a debt or a 'freebie' treat to get you through the rough days (although that is a dangerous habit for me to get into!!)

Also, things like ebay, car boots etc. How about posting an SOA for the experts here (not me!!) to mull over?