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dboswell
dboswell Posts: 309 Forumite
edited 21 April 2009 at 3:13PM in Savings & investments
does my equities breakdown seem reasonable or underweight/overweight in any particular region?

Im investing for long term (10 years plus) - although, willing to take a profit on the way and reinvest. Its focused on growth, without being reckless and with eye on income for reinvestment.

50% UK, 8% USA, 5% Europe (ex UK), 2% Japan, 21% Pacific area (ex Japan), 5% India (First State), 5% Latin/South America, 3% Russia (Neptune), 1% Africa

Portfolio breakdown

55% Equities (3/4 in funds and 1/4 in etfs), 30% Cash in Bank, 8% in Commodities (etfs), 7% in bonds.

Comments

  • Aegis
    Aegis Posts: 5,695 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You have a lot in Asia and other emerging markets, which will make for a volatile ride. Are you ok with that?
    I am a Chartered Financial Planner
    Anything I say on the forum is for discussion purposes only and should not be construed as personal financial advice. It is vitally important to do your own research before acting on information gathered from any users on this forum.
  • dboswell
    dboswell Posts: 309 Forumite
    you are probably right; it will be bumpy.

    as i can be relatively patient with the investments and I believe the emerging markets will outperform the developed economies for the next few yearsso its a calculated "gamble" over the next decade.
  • theGrinch
    theGrinch Posts: 3,133 Forumite
    Part of the Furniture 1,000 Posts
    looks like a reasonable regional spread.

    japan has performed relatively poorly in the last 10 years, but of course, past performance and future returns are not always correlated.
    "enough is a feast"...old Buddist proverb
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