Liability Order-what now?

catenorfolk

I really wouldnt worry about his embarrassment. It is his fault that he is getting embarrassed, not yours. Through years of attempting to get monies from my ex I have decided to stick with the CSA as at least they have got a little bit more of a chance of getting monies, and they dont get quite so ground down mentally with all the crap as we would. Just keep it through the CSA. It doesnt cost you anything to do it that way. One day you will ge the monies due to you. He can go to as many lawyers as he wants and if he can afford lawyers, then he can afford to pay you!!

proudsinglemum

Once a LO is registered at County Court, the County Court has the responsability
to register the LO as a County Court Judgment (CCJ).

In April 2007, a new Public Register of Judgment, came into effect, which include fines, High Court Judgments, CCJ's and CSA LO.

As far as I am concerned Credit Reference Agency, use these registers and if someone has a CCJ then it comes up on the Credit Reference files.

Please also see www theyworkforyou.com/wrans/?id=2007-07-26.147935.h

Loopy_Girl

proudsinglemum wrote: »

Once a LO is registered at County Court, the County Court has the responsability
to register the LO as a County Court Judgment (CCJ).

In April 2007, a new Public Register of Judgment, came into effect, which include fines, High Court Judgments, CCJ's and CSA LO.

As far as I am concerned Credit Reference Agency, use these registers and if someone has a CCJ then it comes up on the Credit Reference files.

Please also see www theyworkforyou.com/wrans/?id=2007-07-26.147935.h

Yes, a CCJ will show up on credit records. A LO won't. A LO doesn't actually mean anything aside from an acknowledgment in society that a debt exists and the CSA only have to get one to pursue various avenues of enforcement.

evie451

as far as i know its just an 'acknowledgement' that the debt exists, then they can pursue it further but i really wish it would show up what it is and why! then when he tries to get credit and they can see it......:mad:

its probably a slightly different thing because i am in Scotland anyway and the law differs here......

evie451

aaarrrghhh he got it continued again!! How the hell does that happen??first hearing was the 6th April continued to the 20th for a financial audit of the file as he questioned the arrears then he has managed to get it continued again on the 20th til the 27th April and i have just phoned my case worker who has not had a report from the court agents yet to say what happened on monday..........:mad:

apparently they cant phone the solicitor representing them as they will just get an answering service, good lord if i told a client that i wouldn't be in business very long..........

blimey40

Once a LO is registered at County Court, the County Court has the responsability
to register the LO as a County Court Judgment (CCJ).

Why would this go direct from a magistrates court to a county court without the NRP knowing?

I can speak from experience on that one. Within 21 days of magistrates hearing they got it sent to a county court and they sanctioned the LO.

Loopy_Girl

evie451 wrote: »

as far as i know its just an 'acknowledgement' that the debt exists, then they can pursue it further but i really wish it would show up what it is and why! then when he tries to get credit and they can see it......:mad:

its probably a slightly different thing because i am in Scotland anyway and the law differs here......

It's not. I too am in Scotland and I have been catergorically told that a LO will NOT show on my NRP's credit file. A LO is not a CCJ. If it was a CCJ then it would be a CCJ.

Loopy_Girl

blimey40 wrote: »

Once a LO is registered at County Court, the County Court has the responsability
to register the LO as a County Court Judgment (CCJ).

Why would this go direct from a magistrates court to a county court without the NRP knowing?

I can speak from experience on that one. Within 21 days of magistrates hearing they got it sent to a county court and they sanctioned the LO.

So have you checked your credit file then?

koolmummy

My NRP has a L.O, he is s.e LTD company director, he has no CCJ's or anything registered with Credit Reference agencies by the CSA, my understanding is that because he lives in rented accommodation and moves frequently, the CSA do feel it apt to apply for CCJ in the circs.
I think they only apply for CCJ's if they are homeowners/ not living in shared accomodation etc.
I expect someone more knowlegable will clarify!

proudsinglemum

When a LO is at magistrates level it is classed as a LO. Once a LO is registered at County Court it is registered as a CCJ - County Court Judgment for the debt. As a result is it entered on to the register which credit reference agencies use.