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Approved! Yay!

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Just needed somewhere to shout about the fact that I just got approved for a Barclaycard Simplicity 6.8% Life of Balance card - don't know the limit or anything yet but SO relieved. I've got a MBNA with loads of debt on it at an outrageous rate so this is really really gonna help me start paying it off - even if the limit is only for a fraction of the balance - step in the right direction. Wooohoooooo!!!!!
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  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
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    Congratulations:beer:
  • Devo
    Devo Posts: 236 Forumite
    First Post First Anniversary Combo Breaker
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    Congrats - I'm still waiting to hear back from Virgin regarding my application at the end of last week. Really hope I get the card with uber long 0%
  • sieve
    sieve Posts: 1,095 Forumite
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    Don't forget to close the MBNA once you transfer the balance to the Barclaycard to stop it mounting again :)
    BR 08/04/09 | ED 02/10/09 :grin: | BSC 255
    I made it through! :grin:
    Don't ignore a problem. Unlike a bad smell, it won't eventually go away.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
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    Congrats - Let us know your start limit when you find out
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • fluffymuffin
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    will do, and don't worry even if I can't transfer the whole balance off my MBNA I'll be calling them up and telling them to drop the available credit. The card is already hidden away in the house - haven't spent anything on it in over 5 months. Yay!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
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    will do, and don't worry even if I can't transfer the whole balance off my MBNA I'll be calling them up and telling them to drop the available credit. The card is already hidden away in the house - haven't spent anything on it in over 5 months. Yay!

    Well done, keep up the hard work! ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • fluffymuffin
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    Thanks! I've done loads to cut back on my spending but felt like with all this high rate debt I was getting nowhere. Makes all the scrimping and saving worthwhile. I am going to reward myself with a bottle of wine this weekend- on special offer obviously!
  • Andy_Ches
    Andy_Ches Posts: 420 Forumite
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    Thanks! I've done loads to cut back on my spending but felt like with all this high rate debt I was getting nowhere. Makes all the scrimping and saving worthwhile. I am going to reward myself with a bottle of wine this weekend- on special offer obviously!

    I rung Barclaycard applications line after I had applied for my card and they told me what limit I had been approved for ;)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
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    Andy_Ches wrote: »
    I rung Barclaycard applications line after I had applied for my card and they told me what limit I had been approved for ;)
    spill the beans then!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Andy_Ches
    Andy_Ches Posts: 420 Forumite
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    spill the beans then!

    £6,200 ;) .
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