We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Anyone else having problems with Abbey?
mummy_dumpling
Posts: 235 Forumite
We put an offer on a house in feb and haven't got a mortgage offer through yet :mad: We were supposed to be moving house beginning of May.
The abbey took 4wks to approve the 2nd valuation we had done (they'd put a £5k retention on the house for £600 worth of wood treatment). They told our financial advisor 2-3wks ago that our mortgage had been approved and that the paperwork would follow. We've had to provide proof of income and proof of deposit weeks ago for them which we did same day as requested. We're still waiting for the mortgage offer paperwork to come through! Our financial advisor has been chasing them but can't get an answer out of them or even get to speak to a manager! We're pulling our hair out. The estate agent is on our back. Our solicitor can't do anything until he has the mortgage offer.
We're renting and the tenancy ends 23 May, we got to be out by then as our landlord wants us out as soon as possible as he has the house up for sale and is !!!!!! that we're not buying it. Feel sick that we're gonna end up homeless cos of the numpties at the abbey.
The abbey took 4wks to approve the 2nd valuation we had done (they'd put a £5k retention on the house for £600 worth of wood treatment). They told our financial advisor 2-3wks ago that our mortgage had been approved and that the paperwork would follow. We've had to provide proof of income and proof of deposit weeks ago for them which we did same day as requested. We're still waiting for the mortgage offer paperwork to come through! Our financial advisor has been chasing them but can't get an answer out of them or even get to speak to a manager! We're pulling our hair out. The estate agent is on our back. Our solicitor can't do anything until he has the mortgage offer.
We're renting and the tenancy ends 23 May, we got to be out by then as our landlord wants us out as soon as possible as he has the house up for sale and is !!!!!! that we're not buying it. Feel sick that we're gonna end up homeless cos of the numpties at the abbey.
Mum of 7 (aged 14y to 1y)
loving SW - 5st off and counting! :j
loving SW - 5st off and counting! :j
0
Comments
-
The Abbey seem to take the longest, over anyone. This is because they do all the underwriting before survey...they are a bit of a nightmare, all you can do is keep on at them, and your broker as well. Tell them that you risk losing the house.Pawpurrs x
0 -
At least the LL is selling and not renting again, so he may be happy for you to keep renting it for a few weeks if need be, if you are happy to do the viewings for him. It would be worth speaking to him, you have quite a few weeks yet, and if thats all your waiting on, then as soon as you have it, you can exchange. Fingers crrossed it comes through soon for you.Pawpurrs x0
-
thanks for replying
we finally got our mortgage offer through yesterday and are hopefully going to be able to exchange next week :j eek must get on with my packing!Mum of 7 (aged 14y to 1y)
loving SW - 5st off and counting! :j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards